Indian markets have been falling for a while after making their lifetime highs around September-October 2024. Since then, at least Nifty50 has been slowly grinding down and has now given 5 Consecutive Negative Months. And this last happened almost 30…
Read More 5 Consecutive Negative Months for Nifty50 (Oct-2024 to Feb-2025)
If you’ve been tracking the cost of your much awaited U.S. trip or wondering why imported goods feel pricier, you’ve probably noticed the Indian Rupee (INR) depreciating against the U.S. Dollar (USD). Exchange rates aren’t just abstract figures - they…
Read More Understanding the impact of Global factors on INR’s Exchange Rates
It’s over. As feared earlier, the government has finally decided to Discontinue (& Phase Out) Sovereign Gold Bond (SGB) scheme. This has led to investors looking for Alternatives to Sovereign Gold Bonds to invest in gold in India now. While…
Read More End of Sovereign Gold Bonds – Alternatives to SGB Now (2025)?
I was recently quoted in Moneycontrol in an article titled "Home loan interest rates may drop: Here's how to maximise savings with prepayments". Here is the link to the online version of the article - Link You can also read…
The Union Budget 2025 had surprisingly pleasant news for the Indian taxpayers. More so for the so-called and often-ignored Middle Class of India. And what exactly is the good news? The Indian Taxpayers opting for New Tax Regime and earning less…
Read More Rs 12 lakh Income = Zero (0 or NIL) Tax in India (Budget 2025)
The Budget 2025 has once again Revised (and effectively reduced) the tax slabs for ONLY the new tax regime (read more here). Here is a comparison table of the New tax regime Slabs vs. Old tax regime Slabs (applicable from…
Read More Revised New Regime Vs Old Regime Tax Slabs (Budget 2025 Changes)
The income tax slabs in the new tax regime have been changed slightly. As per the announcement, instead of 6, now there will be 5 income tax slabs. The New Slabs and new Income tax rates under the new income…
Read More New Regime – Tax Slabs & Rates for FY 2025-26 / AY 2026-27 (Budget 2025)
The insurance regulator IRDAI has asked all health insurance companies to NOT increase health insurance premiums for senior citizens by more than 10% per annum. Also, insurers would now need to take prior permission from IRDAI if they need to…
If January 2025 ends on a negative note, then this will be the 4th Consecutive Negative Month for Nifty50. And this has not happened for 24+ years! Update (31-Jan-2025) - January 2025 actually did end in a negative of -0.58%…
Read More Will January-2025 be the (Rare) 4th Consecutive Negative Month for Nifty50?
17 years ago, when the 2008-09 Bear Market started, the days 21st January 2008 and the very next one 22nd January 2008, were forever etched in everyone’s (present then) memory. Nifty50 fell -8.70% and -5.94% on these two consecutive days.…
Read More 21-22 Jan 2008 (Fall of -8.70% & -5.94% for Nifty50) – Clustering of Big Days (Analysis)
Investing successfully is a lot like driving. You need to know when to accelerate, decelerate, change gears, move slowly in traffic, move quickly to overtake, stop for refuelling, and avoid accidents. Different skills are needed when driving uphill vs when…
Most people haven't experienced the 2008-2009 Bear Market. And there is no way to just read about it and experience the pain. It had to be lived through. It was tough and excruciatingly painful. Imagine the scenario where Nifty50, the…
A few days back, AMFI published the updated half-yearly data on market-capitalization (mcap) bucketing for all listed stocks. As per SEBI’s current definitions, the Largecaps are the first 100 companies by marketcap. The Midcaps are the stocks ranked 101 to…
Read More Is it time to Rethink Marketcap Classification in India (Published – Mint 10-Jan-2025)?
