I was recently quoted in Moneycontrol in an article titled "Home loan dilemma: Should you prepay or invest after repo rate cut?" Here is the link to the online version of the article - Link And here are a few…
Why We Struggle With Randomness in Investing?
Investing in India is a thrilling ride, but it’s one where randomness often calls the shots. Whether it’s the buzz of a bull market or the panic of a crash, the unpredictable nature of markets trips up even the savviest…
EPF Rates Unchanged at 8.25% for FY2024-25
The EPFO has decided to keep the EPF interest rates UNCHANGED at a rate of 8.25% for FY 2024-25. The rates were same earlier in the previous FY 2023-24. Once the new EPF interest rate is officially notified in the…
Bitcoin’s Increasing Acceptance across Institutions and Geographies
Bitcoin, the decentralised cryptocurrency that started as a tech enthusiast’s experiment in 2009, has quietly grown into something much bigger. Its rise hasn’t been a flashy overnight takeover but a slow, steady spread, finding its way into corporate strategies and…
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Bitcoin at New High of $111,000: Should you Get Excited Now?
A few days back, the world's largest cryptocurrency, Bitcoin, touched a new all-time high of $111,000. This is after the recent tariff-induced selloff. As always happens near the new all-time highs, people on both sides of the Bitcoin debate get…
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After gold, is it Silver’s turn to shine now? (Economic Times Wealth 28-Apr-2025)
My views on precious metals in general, and silver in particular, were published via a column in Economic Times Wealth (Edition 28-Apr-2025). You can read the same via this link or in image below:
PPF 7.1% | SCSS 8.2% | NSC 7.7% | Sukanya 8.2% | No Changes for Apr-Jun 2025
There have been No Changes in the small savings scheme for the quarter of April-June 2025. PPF interest rates - No Change (remains at 7.1%) - Possible reason? Once again, and like last time, do read Why did the PPF…
Read More PPF 7.1% | SCSS 8.2% | NSC 7.7% | Sukanya 8.2% | No Changes for Apr-Jun 2025
FY2024-25 – A Tale of 2 Halves (Green Vs. Red)
FY 2024-25 - A Tale of 2 Halves March saw some recovery, which broke the trend. Otherwise, it was almost 6 months of green and 6 months of red.
Nifty50 Breaks 5-month negative streak. Gives +6.30% in March 2025
March has finally broken the 5-month negative streak for Nifty50. The index generated +6.30% in March 2025. The last 5 months have been brutal for the markets as can be seen from the table below:
Nifty50 FY 2024-25 Returns = +5.34%
Nifty50 has given +5.34% returns in this financial year (FY 2024-25). Here are the FY returns of the last 20 years.
How much have markets Recovered from Recent Lows of 3-4th March 2025? (Update 24-Mar-2025)
How much have markets Recovered from Recent Lows of 3rd & 4th March 2025? While the indices have recovered from 7-15% from recent lows (recovery, to date, has been sharper in mid-smallcaps), they are still down about 10-18% from their…
Read More How much have markets Recovered from Recent Lows of 3-4th March 2025? (Update 24-Mar-2025)
NPS vs Benchmarks: How is your Retirement Fund doing? (Quoted in Mint)
There is a need to constantly evaluate your equity and debt NPS schemes against the market indices to assess their true performance over the years. In this regard, I was quoted in a news piece in Mint (link): Here is…
Read More NPS vs Benchmarks: How is your Retirement Fund doing? (Quoted in Mint)
Difference in Final Portfolio (DIRECT Vs Regular) – Rs 25,000 Monthly SIP for 10 years in Largecap Funds
I did a simple analysis to see what is the Difference in the Final Portfolio value when you do a simple Rs 25,000 Monthly SIP for 10 years by investing in Active Largecap Funds (DIRECT Vs Regular)? Here are the…
18 Negative Days out of the last 20 Days for Nifty50
Since the last few weeks, Nifty50 has been in a downward spiral, though not a brutal one. And at the time of writing on 4th February 2025, there have been 18 Negative Days out of the last 20 Days for…
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Role of International Exposure in Domestically-Biased Portfolio
The concept of diversification is widely recognized in the investment world. It typically encompasses two primary dimensions: Diversification across asset classes - such as equities, debt, real estate, and gold. Diversification within an asset class - for example, within an…
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