One of the problems in raising concerns about valuations is that you can end up looking like a party pooper. And if future markets movements do not happen in line with what you are expecting, you can even end up…
Saving for Short Term Financial Goals
I keep telling everyone that for long-term goals, it’s best to have an investment plan that has a major equity component. But what about the goals that are not decades away and rather just a few years away? What are…
Are Mutual Fund Star Ratings any Useful?
Thousands of people rely on mutual fund star ratings for picking good or best mutual funds to invest in. It’s a popular metric amongst investors and advisors alike. These stars (ratings) are provided by agencies like Morningstar, Value Research, Money…
State of Indian Stock Markets – October 2017
This is the October 2017 update for the State of Indian Stock Markets and includes historical analysis and Heat Maps of Nifty50 as well as Nifty500‘s key ratios, namely P/E, P/BV ratios and Dividend Yield. Please remember that these numbers are averages of P/E, P/BV and Dividend Yield in each month. Neither Nifty50 heat…
Accept Mean Reversion & follow your Asset Allocation
Asset Allocation and Mean Reversion - If you understand the real essence of these two concepts, you will do better than 99% of the investors. More importantly, if you are already utilizing these two concepts in your active investing, then…
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List of Personal Financial Goals – Examples & Advice on How to Finalize Yours
If you want to visualize your personal financial life, try to think of it as a journey. A journey with several stops in the middle. And these stops are your… Personal Financial Goals. Identifying financial goals is necessary when you are…
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Being Really Wealthy!
Making money is one thing and being wealthy is another thing. And that reminds me of a quote by Coco Chanel: “There are people who have money and people who are rich.” 🙂 I don’t know how to properly define…
Nifty Monthly Returns (updated 2017)
Updated - Nifty monthly returns data updated till October 2017. Many people want to know the monthly returns generated by stock markets. Though these monthly returns don’t matter much to the long-term investors, it still makes for an interesting data…
[No Gyan] – Buying the new iPhone X vs Investing
I don’t want to take any moral high ground here by telling whether it makes sense to buy the new iPhone vs invest the money instead. But just thought that I would share some bits of a conversation that I had…
State of Indian Stock Markets – September 2017
This is the September 2017 update for the State of Indian Stock Markets and includes historical analysis and Heat Maps of Nifty50 as well as Nifty500‘s key ratios, namely P/E, P/BV ratios and Dividend Yield. Please remember that these numbers are averages of P/E, P/BV and Dividend Yield in each month. Neither Nifty50 heat…
Your Tolerance for Market Falls Is Probably Not What You Think
When markets fall or the economy goes into a recession, you will remain invested. Or better still, you will invest more (buy low philosophy) to ensure great future returns when markets recover. Right? That’s the plan? Great! It is exactly…
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Interview – A Financially Independent Entrepreneur
This interview is of a person who has already achieved his Financial Independence and FIRE (What?). In his previous avatar, Ram Medury has worked as a CIO in the IT and Financial sectors. Currently (and after achieving his Financial Freedom),…
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Mutual Fund SIP Return Calculations – How much Wealth is Created?
Do you wish to know how much your monthly SIP investments in mutual funds will grow over a period of 5 years, 10 years, 15 years, 20 years, 25 years or even 30 years? Then you will find answers to…
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Invest Rs 5000 per month SIP Mutual Funds (2025)
Many people are of the view that they should only begin investing when they have a large sum to invest. The underlying belief is that small regular investments cannot create wealth. But this is not true! Did you know that…
Invest Rs 10000 per month SIP Mutual Funds (2025)
Do you wish to know where and how best to invest Rs 10000 per month? Then you are at the right place. Investing in mutual funds is one of the best ways to begin your wealth creation journey. And if…