In the epic Hollywood flick The Wolf of Wall Street, Jordan Belfort says, I’m a student of history, and I’m a firm believer that he who doesn’t study the mistakes of the past is doomed to repeat them. I have…
Read More Investing Lessons I have learnt from The Mahabharata
Few days back, I was analyzing my portfolio’s performance in 2015. Though I haven’t fixed an exact date for this annual exercise, I generally do it either in last week of December or first week of January.So once I was…
Making new year resolutions is not tough. It is only tough to keep them.Like every year, I also made few resolutions last year. And to ensure that I don’t end up being as bad as I have been in keeping…
Read More Auditing my 2015 Resolutions & making 5 New Ones for 2016
The idea of making money overnight is what brings most people to stock markets. However, its easier said than done. Making money in markets is not easy. No matter what anybody (me included) tells you, it is not easy. But…
For a moment, let's keep aside the discussion of investing in large-cap stocks and dedicate next few sentences to the over-glamorized concept of ‘Thinking outside the box’. As per generally agreed definition, thinking outside the box is a metaphor that…
A lot of noise is being generated these days about the much-awaited US Federal Reserve’s Rate Hike. In fact, I had been adding to that noise indirectly as I was working on a client’s research project, where I had to…
Read More Fed Rate Hike and what Indian Investors can do about it
If you think you are a long-term investor, then here is the truth – Its not easy.Just calling yourself a long-term investor is easy. But being one, year after year, for a decade or two, is not easy. Period.The problem…
In the First Personal Financial Concerns Survey, many questions were asked about how to convince one’s spouse to reduce expenses and increase/start investing. Now the first part: about reducing expenses, is tough. And frankly speaking, it’s much tougher than…
Read More How to convince your Spouse to start investing in Mutual Funds and Stocks?
HiYesterday, Stable Investor completed 4 years. Coincidently, 17th November was also the first day of my first corporate job. Though first-day-first-job has its own charm, I must confess that I remember this day more because of Stable Investor and less…
Read More Stable Investor Completes 4 Years – My Letter to You
Your Parents are not your Emergency Fund. Your Children are not your Retirement Fund. Those two are strong and thought-provoking statements. Isn’t it? I am sure many of you will be having a bit of a gut-wrenching experience right now…
Read More Parents are not your Emergency Fund. Children are not your Retirement Fund.
Before I write anything about this guide, let me briefly define my approach towards money (and life in general). I love investing in stocks. But its more because I like the process of investing, than for my desire to be…
Read More A Small Guide I refer to when Investing in Stock Markets
A reader sent me the following query:“Dev, I want to save Rs 1 crore in next 10 years. I want to take the least possible risk and don’t want to put all my earnings into savings - as I also…
For the past few weeks, I have been doing quite a lot of research on finding the Perfect Health Insurance Policy. And my research has led me to one simple conclusion. That there is no such thing as the Perfect…
Read More Yes. Buying Health Insurance protects Your Wealth, not Health.
One of the basic concepts of saving and investing is the Time Value of Money. I am sure you would have also thought about it in reverse. Your time has money value. After all, when you are in job, you…
One of the most important concepts in financial planning is Asset Allocation. And without doubt I can say that, majority of people don’t get it right. That is the reason, these people end up with inadequate funds, when the goal-date…
