So after the new announcement in Budget 2021, that ULIPs will be taxed liked MFs if annual premium exceeds Rs 2.50 lakh and hence, ULIPs no longer offer the tax arbitrage that was pushed by ULIP sellers till now. Just…
Read More ULIP vs Mutual Funds: ULIPs lose tax arbitrage (Budget 2021)
The Union Budget 2021 has capped the tax exemption for interest earned on Employees Provident Fund (EPF) and Voluntary Provident Fund (VPF). This might not be welcome news for high-earners and more so for those whose (employee) contribution was more…
Read More EPF Interest on contributions above Rs 2.5 lakh per year now taxable!
The Union Budget 2021-22 has removed the disparity between taxation of ULIPs and mutual funds. At least to a very large extent. The Budget 2021 has withdrawn the tax-free status for maturity amount on fresh ULIP purchases if the annual…
Read More Maturity proceeds of ULIP with Rs 2.5 lakh annual premium to be Taxed
Almost everyone in India wants to have a house of their own someday. But strong desires alone are not sufficient for this. One needs to have the money to back this decision. And given the sky rocketing property prices in…
Read More Home Loan Tax Deduction Benefits (2025: All You Need to Know)
In a good news for senior citizens above the 75 years of age, the in the Union Budget 2021 has announced that no income tax filing (ITR Filing) will be required for seniors citizens above 75 years of age and…
Read More No ITR filing for senior citizens above 75 years with only pension, interest (Budget 2021)
(Updated - February 2022) The Budget 2022 left the direct taxes unchanged. So the restructuring of the income tax slabs undertaken in the earlier budget (more details here) remains as it is. Budget 2021 had put in place a new…
Read More Latest Income Tax Slabs FY2022-23 AY2023-24 (Budget 2022)
There are several international funds available in India via different AMCs. As the name suggests, these International funds are primarily equity funds that invest in stocks of foreign companies listed outside of India. These are also known as Overseas Funds…
Read More List of International Funds in India (Updated 2025)
The new budget is around the corner. The one for FY2021-22. So I thought I would just loud think what a common man will desire from the budget. Many of the suggestions in the article might seem to far fetched…
You may have started investing in mutual funds few years back without giving much importance to whether you invested in growth option or dividend option (or now called Income Distribution cum Capital Withdrawal option) or regular plans vs direct plans…
SIP or Systematic Investment Plan allows investors to invest a fixed amount on a fixed date in a mutual fund. But what if in a month or two, you miss your SIP installment? Would there be any penalty for missing…
If you look at the annual returns of Nifty, then it will tell you that in the year 2020, Nifty50 gave returns of 14.9%. But just looking at the figure of 14.9% doesn’t tell everything about what happened during the…
So you are at a point in your life where are wondering whether what you have done with your money till now has been right or not. That is, have you walked on the right path when it comes to…
As soon as Bitcoin prices start going up and it's all over the news, people starting asking questions like: Bitcoin vs Mutual Funds: Where Should You Invest? Bitcoin vs Mutual Funds: Which is better? Should I invest in Bitcoin or…
Traditionally and since ancient times, we Indians have had an affinity for gold. Or I should put it as the ‘love for gold’. We buy gold all the time. Or at least we try to buy it (just ask the…
Do you know which are the Shariah Compliant Mutual Funds in India? Shariah-compliant mutual funds are mutual funds in India that adhere to a socially responsible form of investing and abide by the Shariah law of Islam. Shariah Mutual Funds…
Read More Which are Shariah Compliant Mutual Funds in India (2025)?
