The new budget is around the corner. The one for FY2021-22. So I thought I would just loud think what a common man will desire from the budget. Many of the suggestions in the article might seem to far fetched…
Income tax on Switching in Mutual Funds (2025)
You may have started investing in mutual funds few years back without giving much importance to whether you invested in growth option or dividend option (or now called Income Distribution cum Capital Withdrawal option) or regular plans vs direct plans…
What if I missed my SIP instalment?
SIP or Systematic Investment Plan allows investors to invest a fixed amount on a fixed date in a mutual fund. But what if in a month or two, you miss your SIP installment? Would there be any penalty for missing…
2020: Not just about Simple Annual Returns
If you look at the annual returns of Nifty, then it will tell you that in the year 2020, Nifty50 gave returns of 14.9%. But just looking at the figure of 14.9% doesn’t tell everything about what happened during the…
Asking questions about your money
So you are at a point in your life where are wondering whether what you have done with your money till now has been right or not. That is, have you walked on the right path when it comes to…
Bitcoin vs Mutual funds: Which is better (2024)?
As soon as Bitcoin prices start going up and it's all over the news, people starting asking questions like: Bitcoin vs Mutual Funds: Where Should You Invest? Bitcoin vs Mutual Funds: Which is better? Should I invest in Bitcoin or…
Gold FAQs: Gold Bonds and Gold ETFs
Traditionally and since ancient times, we Indians have had an affinity for gold. Or I should put it as the ‘love for gold’. We buy gold all the time. Or at least we try to buy it (just ask the…
Which are Shariah Compliant Mutual Funds in India (2025)?
Do you know which are the Shariah Compliant Mutual Funds in India? Shariah-compliant mutual funds are mutual funds in India that adhere to a socially responsible form of investing and abide by the Shariah law of Islam. Shariah Mutual Funds…
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How will your Bitcoin Profits be Taxed in India? (Updated 2024)
If you are a Bitcoin or cryptocurrency investor, sooner or later, you will realize some profits. Hopefully. And when that happens, the question of taxation of Bitcoin profits will occur. The government hasn’t clarified how and when it will tax…
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How Fixed Deposit Interest is Calculated (2025)?
When it comes to saving money in safe options, bank Fixed Deposit (FD) are often the most preferred choice of Indians in 2025. But do you know How does a bank Calculate Interest on Fixed Deposits? In this article, you…
(Quoted: Hindustan Times) Why MF should be a household product in India?
I recently got quoted in the national daily paper Hindustan Times. It was for their coverage on why mutual funds should be part of every Indian household's portfolio. You can check the quote and the full article at this link.
You did what you could till now. But…
Few days ago, I was talking to someone who was unhappy with his personal finances. Or let’s say he was… terribly unhappy. He was constantly blaming himself for all past mistakes and his unstable, unpredictable and weak personal financial situation.…
How to pick Liquid Funds (2025)?
Liquid funds are well known as good instruments for short-term investments. But do you know where they invest and how to pick the right ones? We discuss all this in this post. So… What are liquid funds? Liquid funds are…
Stories We Tell Ourselves & Want to Believe In
Around March this year (and even last year), few relatives called me up to ask whether they should invest in financial products X or Y or Z among many others… X = Traditional Endowment & Moneyback plans by insurance companies…
Liquid Funds Vs. Overnight Funds: Which is Better?
Do you know what is the difference between Liquid fund and Overnight fund? In this post, we discuss what is overnight fund and how it differs from a liquid fund? What is an Overnight Fund? Overnight Fund is a category…
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