Few days back, I wrote home loan interest rates are down to historic lows of sub-7%. The reason is first that the interest-rate scenario is pretty low in general and also because the key lenders are looking to give some…
No Rate Cut: EPF Rate unchanged at 8.50% for FY2021
If you are an EPF subscriber, you would want to know that What is the EPF interest rate for 2020 21? The answer is here now. In a relief to crores of employees, there has been no interest rate reduction…
Read More No Rate Cut: EPF Rate unchanged at 8.50% for FY2021
Sovereign Gold Bonds Issue Price History (Updated 2025)
Sovereign Gold Bonds are regularly offered in various tranches at different issue prices during each financial year. You might want to know what are the historical sovereign gold bond issue prices in India or the sovereign gold bond price today.…
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Home Loan Rates below 6.7%. Should you buy a house now?
Home loan rates in India have been low for some time now. Compared to a time just a few years ago when rates were 8-9%, right now these are even below 7%. Just yesterday I was reading that country’s largest…
Read More Home Loan Rates below 6.7%. Should you buy a house now?
Gold down 15-20% from peak. Is it time to buy gold?
Gold did pretty well in 2020 with more than 25% returns. The pandemic of 2020 caused severe economic restrictions across the world that created doubts about the future (of life as we knew it) in the minds of investors. A…
Read More Gold down 15-20% from peak. Is it time to buy gold?
EEE Vs EET Vs ETE: Tax Exemptions in India (2025)
When it comes to tax-saving in India, it is very important to understand the meaning and difference in terms like EEE, EET and ETE. During tax season or while having tax-related investment discussions, these three terms are widely thrown around.…
(Quoted: Hindustan Times) – Look beyond Physical Gold (towards Gold Bonds & ETFs)
I recently got quoted extensively in the national daily paper Hindustan Times. It was for their coverage on how Indian investors should now look beyond buying physical gold to invest in the golden asset. It talks about how you can…
Read More (Quoted: Hindustan Times) – Look beyond Physical Gold (towards Gold Bonds & ETFs)
Are You a ‘Accredited Investor’ in India?
SEBI is contemplating introducing the concept of ‘Accredited Investors’ in the Indian securities market. This is still at the consultation stage as detailed in this notification (link or download here). Globally, this is a pretty common concept in developed markets.…
Petrol at Rs 100/litre and You!
For a country like ours, the prices of petrol and diesel can be a touchy subject. I am no economist but nevertheless, I just felt like addressing this burning topic about rising petrol-diesel prices and how it matters (or doesn’t)…
1000 point Sensex Fall. It’s not a Big Deal any more!
Today Sensex fell by over 1000 points. To be precise, it fell by -1145 points. I am sure if you follow business new, you will see headlines like ‘Sensex falls over 1000 points!’ OR ‘Sell-Off in Sensex as it falls…
Read More 1000 point Sensex Fall. It’s not a Big Deal any more!
You may not get MF units at your investment day’s NAV
Yes you read it right. And this has been happening since start of February 2021 and has led to dissatisfaction among MF investors for not knowing exactly which day's NAV they would be getting. For investments in mutual fund scheme’s…
Read More You may not get MF units at your investment day’s NAV
Applying for a Credit Card? How to Choose Best Credit Card in India (2025)?
When it comes to choosing the right credit card in India, it’s a really tough job. There are hundreds of choices. And as banks see increasing demand for the same, the choices will only increase going forward. The enormousness of…
Read More Applying for a Credit Card? How to Choose Best Credit Card in India (2025)?
(Quoted: Hindustan Times) Maximize your Retirement Corpus
I recently got quoted in the national daily paper Hindustan Times. It was for their coverage on how can Indian investors use equity to maximize the size of their retirement corpus. You can check the quote and the full article…
Read More (Quoted: Hindustan Times) Maximize your Retirement Corpus
Bitcoin Vs. Gold – Is Bitcoin the New Gold 2.0?
This is an ongoing debate - Bitcoin Vs. Gold (2025). And Is Bitcoin the New Gold? Or as it is occasionally referred to as the Next Gold 2.0? My view is that Bitcoin won’t replace Gold so easily. There is…
Is just EPF good enough for Retirement?
Is just EPF good enough for Retirement in India (2025)? That is an important question. And unless you contribute a lot of money every month to Employee Provident Fund (like these HNIs investing in EPF), chances are that your EPF…