I had written about the Franklin India’s unexpected closure of 6 debt funds in detail earlier here - Franklin India winds down 6 debt funds. Many investors have exposure to these 6 funds. After all, Rs 25,000+ crore had been…
Read More Franklin India’s 6 Closed Debt Funds: (Update) When do you get back money?
Fueled by the COVID-19 pandemic, the unprecedented times in the Indian financial markets continue. Franklin India AMC (Mutual Funds) has taken the extraordinary decision to wind down 6 of its popular debt funds. Without a doubt, the news isn’t a…
Read More Franklin India winds down 6 Debt Funds: What it means for investors?
The exit loads on Liquid Funds have undergone a change. From now on, i.e. with effect from October 20, 2019, Graded Exit Load will be applicable on all investments in liquid funds. So what is the new graded exit load…
You want to retire with Rs 10 crore in India. That’s a good solid goal to have in 2024. Till the 2000s, there was a common belief that Rs 1 crore would be enough to retire comfortably. But with inflation…
Read More How to build Retirement Corpus of Rs 10 crore? (2024)
I still get queries from readers asking that does it actually makes sense to switch their mutual fund investments from regular plans to direct plans. The simple answer is Yes. And I also tell them that since direct plans of…
Read More Returns of Direct plans are higher than Regular MF plans
There are many popular indices in Indian stock markets. You already know Nifty50 and Sensex and you regularly lookup for Nifty live or Sensex live data. And you might be regularly looking at differences in Nifty Vs Sensex. But these…
Read More Explained – Nifty Indices (Nifty50, Nifty Next 50, Nifty 500 & 12 Others)
Can all your goals be tackled using mutual funds? The answer is yes, in most cases. But you need to understand that it is in my best interest to say this as an advisor, I also advise on Mutual Funds.…
Read More How to use Different Mutual Funds for different Financial Goals?
When it comes to investing in equity mutual funds, people tend to look for the best large-cap funds, best mid-cap funds, best small-cap funds and whatnot. But till very recently, there weren’t any clear guidelines in Indian mutual fund space…
You may be looking for the Best Debt Mutual Funds to invest in 2025 India. But the answer to that isn’t easy. Different debt funds are best suited for different people. And that’s not all. These Debt funds come in…
Read More Debt Mutual Funds Types (SEBI Categorization Rules) – Updated 2025
I don’t like such questions. Is it better to invest lump sum or monthly SIP in mutual funds? A lot of people ask me such questions - whether SIP (Systematic Investment Plan) is better than lump sum investing in mutual…
Read More SIP Vs Lump sum – Which is better in Mutual Funds Investing?
If you are a mutual fund SIP investor, you would already have been bombarded with thousands of articles about why mutual funds and more particularly mutual fund SIPs are great. And that is true. But I wanted to re-highlight this…
Read More SIP may not be perfect; but it’s Small Investor’s Best Bet
That's an interesting problem. Neither 15% nor 25% can be called as bad returns. After all, risk free rates are at 8% or even less. But ofcourse, we are greedy and we prefer higher returns. Isn't it? I recently wrote…
Read More Picking a Fund with 15% p.a. in 10 years Or a fund with 25% p.a. in 3 years?
Perfect Mutual Fund Portfolio. Yes I know that you are looking for exactly that. 😉 But you need to understand that there is no such thing as a ‘perfect mutual fund portfolio’. There can be numerous reasonably good portfolios, and…
Read More How to build your Mutual Fund Portfolio from scratch?
The ups and downs of the market can test investors’ resolve to remain invested (or invest more). In rising (bull) markets, it’s easy to say that you will do the right thing, i.e. remain invested + invest more even if…
Read More Why linking Investments to your Financial Goals helps?
Becoming a crorepati is most people’s wish in India. Atleast for those who still aren’t. And as an investment advisor, I regularly come across questions like: How to get Rs 1 crore in 20 Years by investing? How much to…
