The government notified the increase in almost all small savings scheme for April-June 2023 quarter (Q1 of FY2023-24) – read detail here. I have used the term ‘almost all’ as there has been no increase in PPF or Public Provident…
Category: Provident Funds
EPF Rates Increased to 8.15% for FY2022-23 (from 8.10% earlier)
The EPFO has INCREASED the EPF interest rate (Employees Provident Fund). The rates have been increased to 8.15% for FY2022-23. The rates earlier were 8.1% in FY 2021-22. So the answer to your questions about What is current EPF interest…
Read More EPF Rates Increased to 8.15% for FY2022-23 (from 8.10% earlier)
What is Maximum I can invest in VPF Monthly to get tax free interest on EPF account (2025)?
As per the latest EPF rules, if the employee's own total contribution exceeds Rs 2.5 lakh in a financial year then interest on EPF above Rs 2.5 lakh will be taxable. How much? Only the interest earned on the amount…
How to calculate EPF interest on your EPF account balance (2025)?
If you are a salaried employee, then chances are that you have an Employee’s Provident Fund (EPF) account that you regularly make contributions from your salary deductions. You might know what the latest EPF interest rates are, but do you…
Read More How to calculate EPF interest on your EPF account balance (2025)?
Is just EPF good enough for Retirement?
Is just EPF good enough for Retirement in India (2025)? That is an important question. And unless you contribute a lot of money every month to Employee Provident Fund (like these HNIs investing in EPF), chances are that your EPF…
PPF Interest Rate History (2026 Update) 39+ Years History
Updated: 30-March-2026 Currently, PPF rates are 7.1% (for the April-June 2026 quarter). The rates were last changed on 1st April 2020 onwards. The history of PPF interest rates is not very exciting. The changes have been very rare till recently…
Read More PPF Interest Rate History (2026 Update) 39+ Years History