No. I am not asking you to invest in companies that sell Roti (Food), Kapda (Clothes) and Makaan (Housing). Though it would be very interesting to look at businesses and stocks of such companies. By the way, if you are not…
Category: Personal Finance
How Stock Markets can improve your Living Standard – A Stunning Example!
A few months back, I attended a conference on Financial Planning in Mumbai. One of the speakers at the conference was a well known CEO of an Asset Management Company. What I liked about his presentation was that when everyone else…
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Living Paycheck to Paycheck? Solution: Treat Savings as Monthly Bills
A reader (whom I will not name to protect his identity), shared his question in the Financial Concerns Survey:I am unable to save any money. It is really tough. And it is not that I don’t know the benefits of…
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Mutual Funds Vs Real Estate – Which is better for Investing in India?
Real Estate or Mutual Funds? This might be one of the most controversial debates I am starting on Stable Investor. But I had to write about it someday. And by the number of emails I receive from readers asking me…
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How to manage your finances when you get your first job?
Congratulations!! I just came to know that you got your first job. That too a well paying one. And that too at a young age of 21. There is no feeling which can be compared to the high one gets…
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Case Study – How a 10-Year delay can Destroy your ‘Get-Rich’ Plan?
It’s not easy to become rich. And while making such a statement, I am ready to ignore the definition of ‘Rich’ too. If you don’t consider yourself to be rich, then you already know how tough it is to become…
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Focusing on Cashbacks & Reward Points Won’t Make You Rich – But There is Something Else that will
If you use mobile apps and websites to buy products regularly, chances are that you would be hearing these 2 words a lot in recent items – Cashbacks & Reward Points.Now who doesn’t love a little cashback here and a…
A Short Story about a Mexican Fisherman and a Banker – To Convince You of Irrelevance of ‘More Money’
Think about it…How do you currently spend your day? For most of us, our 24 hours (starting from the time we wake up in morning) are spent as follows:2 Hours: Getting Ready to go to Office (Where we work for…
Sukanya Samriddhi Account: Details & Guide (Updated 2025 with Tax Benefits)
Are you looking for the details of Sukanya Yojana 2025 or more specifically about Sukanya Samriddhi Account details? Then you have come to the right place. Let’s begin with Sukanya Samriddhi Yojana interest rates 2025. The current interest rate for…
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Don’t read this after 1st April 2015
Note - This is not a April Fool's day post. Hi Today is 1st April 2015. For some, its the first day of a new financial year. And for some, its a Fool's Day. But frankly speaking, each new day...has…
Case Study – Do You Have Surplus Money To Put Aside for 5+ Years? Then You Should Read This
Note – This is a guest post by Ajay who sometime back, shared his experiences with Mutual Fund investing in the post titled HowI Created a Corpus of Rs 3.7 Crores in 10 Years and its second part.Go and ask any…
Power of Increasing Your SIP by 5% or 10% Every Year
A few days ago, I did a post on How You Could Create a Corpus of Rs 8.4 Crores Starting with Just Rs 10,000 every month. In the post, I analyzed following 3 scenarios over a period of 30 years…
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Case Study: How To Accumulate Rs 8.4 Crores? Starting Only with Rs 10K every Month?
Some time back, I made my 7 resolutions for 2015. One of the resolutions which I made was to increase my mutual fund SIP contribution this year by atleast 10%. This initially may seem like a simple thing to do,…
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How I Created a Corpus of Rs 3.7 Crores in 10 Years – Part 2
Note: This post is second part of this series about how a reader created a corpus of almost Rs 4 Crores in just 10 years. Like the first part, even this part is worded by Ajay Sreenivasan - a loyal reader…
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A Short Story to tell why You shouldn’t Compare Your Portfolio Returns with Index Returns
There is a general trend to compare your portfolio returns with returns of popular indices like Sensex and Nifty. And this is not a recent phenomenon. It has been going on since years. Ask anyone and they will tell you…
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