Timeless There are very few things that an average investor can refer to as - timeless advice. Know what goals you are saving for. Know how distant these goals are in future. Know how much these goals will cost you.…
Category: Personal Finance
My Money Works for Me – Can You say that?
We work hard for money (can't deny that). After all, money is necessary. But I regularly come across people, who inspite of working very hard to increase their income, pay very little attention to making their money work hard. Statements…
PPF Interest Rate History (2026 Update) 39+ Years History
Updated: 30-June-2026 Currently, PPF rates are 7.1% (for the July-September 2026 quarter). The rates were last changed on 1st April 2020 onwards. The history of PPF interest rates is not very exciting. The changes have been very rare till recently…
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My Interview with Wealthy
It’s a little overwhelming to be asked questions. 😉 I’d rather be the one asking the questions. That said, Wealthy.in interviewed me sometime back about investing, personal finance and what I think about money, in case you are interested. So…
Financial Independence Day
If you are reading this, I am sure you wish to become financially independent some day. You might have been secretive about this dream of yours, but given a chance you would be the first one to get out of…
19 Practical + Simple Ideas on Wealth Creation
Know the real reason why you want to invest (or save or buy insurance). List down the actual goals for which you are investing. You need a powerful ‘WHY’ to continue investing for years. Understand the asset allocation that you…
66 Things Not to Do if You want to be Better off Financially
Sometimes, you are better off not doing some things. Here are 66 such things that you shouldn’t be doing: Don’t spend to show off. (why) Don’t forget about inflation. Don’t save less than 10% of your annual income. Don’t keep…
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Done Your Tax Planning? But what about Financial (Investment) Planning?
For most people, tax planning and investment planning are one and the same things. “I have already utilized the full limit of Section 80C. What else is left to invest for now?” – was the response of a friend, when…
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Case Study – When investing for 10 years pays more than investing for 30 years
I started earning when I was 23. Pretty late I guess. Nevertheless, not everything is under our control. But benefits of starting early cannot be matched easily by other reasonable approaches (like even investing more in later years). And I did…
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Sensible Measures without getting Too Ambitious
Sensible measures without getting too ambitious - these 6 words from an old RBI press release caught my attention. RBI governor Raghuram Rajan's recent announcement to not take up the second term, triggered a desire in me to read up whatever I could find about…
Unnecessary Risks and Why Some People Always Lose Money
Do you like taking unnecessary risks? With money? I am not sure about your answer but mine is that I don’t. Ofcourse we cannot eliminate the risks in stock market investing. But lower the risks are, better I feel.…
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You + Are Smart = Will Be Rich?
The equation (You + Smartness = Rich) appeals to common sense. Its natural to believe that smart people know things that help them get rich. Isn't it? Even I believe that on an average, smart people will be far wealthier…
Financial Principles by Jason Zweig. Guaranteed to Make You Smart.
When it comes to investing or personal finance, there’s a world of difference between a good advice and an advice that sounds good. It might not seem obvious at first, but there is. And Jason Zweig is one of the…
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Pay Off Loans or Start Saving & Investing?
Should I pay off my loans or invest for future goals? Or should I simultaneously tackle both? This and similar questions belong to a class of debate (Pay off Loans Vs. Invest), where to be honest, there is no one…
Health Care Inflation: Are Your Prepared for this Future Horror?
Rising cost of healthcare is not a new thing. But since most people in present generation are young, they don’t discuss it often. But still, the idea of health care inflation cannot be ignored now. Lets see why?…
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