In India, home loans come with tax benefits. You already know that. And there is no denying that these tax benefits make it all the more attractive to buy property using home loans. But time and again I have seen…
Read More Home Loan Tax Benefits – How much do You Really get?
I was talking to a friend recently who was planning to buy a house. No, I did not convince him to continue staying on rent. 🙂 His life, his decision and who am I to tell people about their big decisions.…
After the recent fall in stock markets, I have (once again) started getting emails asking whether it makes sense to take a loan and invest now. 🙂 This isn’t surprising. Whenever markets start falling or remain subdued for some time,…
Most people need a housing loan to purchase their first house. And I know what you might be thinking when you saw the title of the post 'how much home loan should you take'. As much as possible or as…
Who wouldn’t want to live a debt-free life? This image below aptly depicts what I would need thousands of words to explain 🙂 But let us be fair - at times, loans are unavoidable. You just have to take some…
A friend recently needed some money to spend (or maybe splurge) on his wedding. 🙂 I helped him a bit. But since his need was greater than what I could pitch in with, he went ahead and took a small…
Read More Personal Loans – How to borrow if you Can’t Avoid?
Loan - one word that has helped millions prepone their dreams. Be it owning a house, buying a car, getting higher education or even gifting a diamond ring to your wife! Loans have been helpful no doubt. Unsurprisingly, this help…
Should I pay off my loans or invest for future goals? Or should I simultaneously tackle both? This and similar questions belong to a class of debate (Pay off Loans Vs. Invest), where to be honest, there is no one…
Many people take loans for various reasons. Some take it for unavoidable reasons and others for avoidable ones...or for ones which can be easily delayed, like vacations, purchase of electronics, luxury watches, etc. But before you read further, I would…
Note - I have written about Paying Off Loan Vs Investing for Future debate in detail recently. You might want to read that article - Pay Off Loan or Start Saving & Investing?In this post, I am trying to give a suitable…
Read More Mailbag: I have a loan. Should I Pay It Off Before Investing?
