People need money. All the time. At times for good things. And at times, for not such good ones (like medical or financial emergencies). So there is this constant worry that many have whether they would have enough money to…
Read More Keep these points in mind when applying for Personal Loans (2025)
GST is payable on affordable housing flats and apartments in India. Do you want to know how much is GST rate for affordable housing in India (2025)? Or do you want to understand the exact Meaning of affordable residential apartment…
Read More What is GST Rate for Affordable Housing in India (2025)?
One of the problems of being an Investment Advisor is that even friends bring up money topics while casual discussions. Recently, I was talking to a friend who is planning to buy his first house. Though he can very well…
Read More How Can You Boost Your Chances of Getting Approved for a Home Loan?
Personal loans can come in real handy if you have a financial emergency and no savings to fall back to. I can go on talking about how wrong it is to not have any savings at all. But, sometimes, emergencies…
Read More How a Good CIBIL Score Helps You Get a Personal Loan Quickly (2025)?
Many buyers prefer to opt for under-construction properties as the prices of such properties are lower than the prevailing market rates of ready-to-move-in properties. So it's more affordable for them as they would need to take a smaller home loan…
Read More How to Claim deduction on Home Loan Interest for Under-Construction House (2025)?
Recently, our regulator SEBI recently reduced the trading lot of REITs in India from 200 units to just 1 unit. This move has suddenly improved the liquidity for REITs and is also expected to increase small investor participation in the…
Having a credit card to use in case of emergencies sounds like a good idea. But many people make the mistake of relying only on the undrawn limit of their credit cards for emergencies. They choose to believe that credit…
How to quickly Prepay 25-year Rs 50 lakh home loan in just a few years. House purchase in India (2025) is one of the biggest decisions for most people, both financially and emotionally. So if you have purchased a house…
Read More How to quickly Prepay Rs 50 lakh home loan in just a few years?
Are you planning to buy a house and need to borrow via a Rs 50 lakh home loan? Congratulations! House purchase is a big decision both financially and emotionally speaking. But do you know how much the Rs 50 lakh…
I got a mail from a reader. He wanted to know whether it made sense to take the loan moratorium but continue his SIP. Or should he stop the SIP? No doubt the current situation has reduced many people’s ability…
Read More Pause SIP before Stopping. But pay EMIs first & avoid Moratorium.
RBI first announced a 3-month moratorium (March-May 2020) for loans. But with the lockdown continuing and people still facing problems with their finances and loan repayments, RBI recently extended loan moratorium by 3 more months (June - August 2020). If…
Read More How EMI Moratorium increases Interest + Tenure? (Simple Examples)
RBI has extended the loan EMI moratorium by another 3 months. That is, it is now applicable up to 31st August 2020. So with this extension, the total loan moratorium due to Covid19 in India is now 6 months. And…
Read More 3 Month Extension of Loan Moratorium (6 Months: March to August 2020)
Many people these days are facing cash crunches. And it’s easy for us to say that they shouldn’t take personal loans and they should have had emergency funds in place for such times. But the fact is that life has…
Many banks and NBFCs are looking to help out people whose cashflows have been disrupted due to the ongoing COVID-19 pandemic. And this help has been structured in the form of a personal loan with a new label - COVID…
Read More COVID-19 Personal Loans: Should you take it now & Prepay Later?
More and more people are taking personal loans in India. And if I remember correctly, I read some report that said that the personal loans now form a major chunk of the overall number of loans being disbursed in India…
Read More Check Eligibility before Applying for Personal Loan during Unexpected Cash Crunch
