With Bitcoin (BTC) reaching yet another all-time high in October 2021, I am sure that the number of people who know about its existence by now would have doubled. And credit to so many TV, print, and social media promotions…
Year: 2021
Keep these points in mind when applying for Personal Loans (2025)
People need money. All the time. At times for good things. And at times, for not such good ones (like medical or financial emergencies). So there is this constant worry that many have whether they would have enough money to…
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Lumpsum OR SIP in Mutual Funds (2025)?
Should you do a SIP or invest lumpsum? The war between SIP and lumpsum mode of investment is never-ending. And there are strong believers on both sides. Investors often read up tons of content on the internet to and then…
Complete RBI Repo Rate History in India (2000 to 2026)
Updated - February 2026 If you are looking for RBI Repo Rate History or the Historical Repo rates in India (2026), then you are at the right place. The latest RBI current Repo Rate is 5.25% in India (February 2026)…
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Best Ways to Save Income Tax for FY 2024
I know you don’t want to, but still, as law-abiding citizens of India, we must still pay income tax. That said, and before we discuss best ways for you to save income tax, let me remind you what I have…
How to Surrender LIC Policy Before Maturity Or After 3 or 5 Years (2025)?
Most traditional LIC policies neither offer large life insurance cover nor decent investment returns. And it is for this reason that many LIC policyholders want to know How to Surrender LIC policy before Maturity OR How to Surrender LIC Policy…
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How to Calculate Returns from LIC New Jeevan Anand policy (2025)?
Are you a LIC policyholder and are looking for How to calculate % returns from LIC New Jeevan Anand policy in India (2025)? You are not alone. Many Indians get introduced to LIC (by their family/friend LIC uncles) and start…
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What is GST Rate for Affordable Housing in India (2025)?
GST is payable on affordable housing flats and apartments in India. Do you want to know how much is GST rate for affordable housing in India (2025)? Or do you want to understand the exact Meaning of affordable residential apartment…
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Not Working for Money – Is it the Most Important Financial Goal?
I was thinking about financial goals and what is the most important one. I understand that different people will have different definitions of what's important or not. But if you think about it, isn’t the most important financial goal about…
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The Rise of Mutual Funds App in Indian Market
There was a time, in the mid-2000s (when I started investing in MFs) when it was not so simple to begin investing in mutual funds. Lots of paperwork, cheques, and time lags. But times have changed. With the advent of…
I can invest Rs 50,000 (50K) per month. How to start (Updated 2025)?
I got a mail from a young reader. Here is the summary: “I am 28 years old. Due to a job switch recently, I can now invest close to Rs 50,000 per month. I already have Rs 10,000 monthly EPF…
Read More I can invest Rs 50,000 (50K) per month. How to start (Updated 2025)?
Investing isn’t like speculating in Casinos
Many equate equity investing with gambling. And being in equity markets for more than one and a half decades, I don’t like this idea one bit. But due to this wrong comparison, people don’t give equities the importance it deserves.…
Accept Market Falls, If you want to create Wealth
In the last 23+ years (i.e. in 283 months between Jan-1998 and Jul-2021), the Sensex has ended with negative monthly returns on 118 occasions. This means that 118 of the 283 months have seen negative returns. That is 41.7% of…
Invest Rs 1.5 lakh in ELSS Fund for 10 years, Then Do Nothing till 60 – Results?
Recently, I happened to meet a distant cousin who is 25 years old. We got talking and as usual, we discussed savings (my bad). And about his savings patterns. He was, like many other young people out there, unable to…
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How Can You Boost Your Chances of Getting Approved for a Home Loan?
One of the problems of being an Investment Advisor is that even friends bring up money topics while casual discussions. Recently, I was talking to a friend who is planning to buy his first house. Though he can very well…
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