I was recently quoted in Economic Times WEALTH (8-14 January 2024) in the Q&A section where a panel of experts answers readers' questions related to various aspects of their personal finances. The exact question is given below - Here is…
Bitcoin ETF Approval (2024): Turning point in Crypto Evolution?
Before January 10, 2023, investors could only invest in Bitcoin directly through different exchanges. But now, there are two choices: direct investment and using Bitcoin Exchange-Traded Funds (ETFs). The US regulatory authority (SEC) has now given its approval for exchange-traded…
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64.4% Largecap | 17.8% Midcap | 17.8% Smallcap – AMFI Marketcap List (for Jan-Jun 2024)
AMFI has come out with the latest update (6-monthly) for its marketcap bucketing to identify largecap, midcaps and smallcap stocks in India for January - June 2024 period (based on data up to 31st December 2023. To ensure that all…
Read More 64.4% Largecap | 17.8% Midcap | 17.8% Smallcap – AMFI Marketcap List (for Jan-Jun 2024)
What is Interest Rate on RBI Floating Rate Bonds (January – June 2024)?
What is the current interest rate of RBI Floating Rate Bonds or FRSB 2020 (T) for January-June 2024? The current or latest interest rate (2024) on RBI Floating Rate Bonds is 8.05% per annum. This for the period between January…
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PPF 7.1% | SCSS 8.2% | NSC 7.7% | Sukanya Increased to 8.2% for Jan-Mar 2024
There has just one change in the small savings scheme interest rates for the quarter of January-March 2024. PPF interest rates - No Change (remains at 7.1%) - Possible reason like last quarter- Why PPF rates not increased? Sukanya Samriddhi…
Read More PPF 7.1% | SCSS 8.2% | NSC 7.7% | Sukanya Increased to 8.2% for Jan-Mar 2024
Just ONE Loss in last 12 Years! Nifty From 2012 to 2023
This will be a very short post. Here is a list of Nifty50 returns during the last 12 years. 2012: +27.7% 2013: +6.8% 2014: +31.4% 2015: - 4.1% 2016: +3.0% 2017: +28.6% 2018: +3.2% 2019: +12.0% 2020: +14.9% 2021: +24.1%…
Read More Just ONE Loss in last 12 Years! Nifty From 2012 to 2023
Should Sebi widen Definitions to increase No. of Large & Mid-cap stocks?
My views on this topic were recently published in Moneycontrol. The best thing to come out of the exercise that the capital market regulator undertook in 2018 to re-categorise mutual funds was standardisation. The definition of large-cap, mid-cap and small-cap…
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Quoted (Economic Times) – Prepay Car Loan or Increase SIP?
I was recently quoted in Economic Times WEALTH (18-24 December 2023) in the Q&A section where a panel of experts answers readers' questions related to various aspects of their personal finances. The exact question is given below - Here is…
Read More Quoted (Economic Times) – Prepay Car Loan or Increase SIP?
You May Not Work for As Long as You Think. Are you Prepared?
Sometime back, the Government of France proposed to increase the retirement age in France from 62 to 64 years. And this proposal saw a lot of protests. But people are living longer, healthier lives and the birthrate is at a…
Read More You May Not Work for As Long as You Think. Are you Prepared?
Sovereign Gold Bond SGB 2023-24 (Series 3): Should You Invest?
The 3rd series of the Sovereign Gold Bonds 2023-24 has been launched. i.e. Sovereign Gold Bond Scheme FY 2023-24 Series 3 (or Series III). And just to give you a briefer about these gold bonds, the SGBs are government-backed securities…
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Quoted (Economic Times) – A 25-Year Old Planning to Retire at 45
I was recently quoted in Economic Times WEALTH (11-17 December 2023) in the Q&A section where a panel of experts answers readers' questions related to various aspects of their personal finances. The exact question is given below - Here is…
Read More Quoted (Economic Times) – A 25-Year Old Planning to Retire at 45
Which Financial Products to Avoid? [Mint Column]
My views were recently published in Mint newspaper (11-Dec-2023) in a column titled Which Financial Products to be wary of? The financial landscape is full of products jostling to grab your attention (and of course, money). And while each product…
How to Optimize Rs 50,000 SWP from Rs 1 Crore Corpus for Regular Monthly Income?
If you started in January 2013 with Rs 1 Crore in Liquid Fund (say for example - ICICI Pru Liquid Fund) and did a SWP of Rs 50,000 monthly, then to date, you would have withdrawn a total of Rs…
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No, You DON’T Get 10% Guaranteed Returns in LIC Jeevan Utsav Plan (No. 871)
LIC has launched a new life insurance plan in 2023 – The name of the new policy is LIC Jeevan Utsav (Plan No. 871), and Jeevan Utsav not only offers life insurance but is also meant to generate regular income…
Read More No, You DON’T Get 10% Guaranteed Returns in LIC Jeevan Utsav Plan (No. 871)
Role of AI in Stock Markets in Future
It won’t be wrong to say that Artificial intelligence (or AI) has captured the collective imagination like never before. And the whole foundational concept of AI as well as ML (or Machine Learning) has gone leaps and bounds beyond just…