I was recently quoted in Economic Times WEALTH (1-7 July 2024) in the Q&A section where a panel of experts answers readers' questions related to various aspects of their personal finances. The exact question and the answer - Here is…
What is Interest Rate on RBI Floating Rate Bonds (July-December 2024)?
What is the current interest rate of RBI Floating Rate Bonds or FRSB 2020 (T) for July-December 2024? The current or latest interest rate (2024) on RBI Floating Rate Bonds is 8.05% per annum. This is for the period between…
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PPF 7.1% | SCSS 8.2% | NSC 7.7% | Sukanya 8.2% | No Changes for Jul-Sep 2024
There have been no changes in the major small savings scheme for the quarter of July-September 2024. PPF interest rates - No Change (remains at 7.1%) - Possible reason - Why did the PPF rate not increase? Sukanya Samriddhi Yojana…
Read More PPF 7.1% | SCSS 8.2% | NSC 7.7% | Sukanya 8.2% | No Changes for Jul-Sep 2024
Quant’s Front Running Allegations: What Should You Do?
Yesterday (on 23rd June 2024), a business news platform Moneycontrol reported that SEBI had conducted search and seizure operations in Quant AMC offices (link). The operation was supposedly conducted on suspicion of front-running operations. On its part, the AMC has…
Read More Quant’s Front Running Allegations: What Should You Do?
How can a 40-Year Old Mother with Twin Daughters, Secure Family’s Future?|| Quoted (Economic Times)
I was recently quoted in Economic Times WEALTH (24-30 June 2024) in the Q&A section where a panel of experts answers readers' questions related to various aspects of their personal finances. The exact question and the answer - Here is…
Investing Online is Easy but Isn’t like speculating in Casinos
Many equate investing in stock markets (or equities) with gambling. But that isn’t true, unless you treat it like that. Proper investing can be very rewarding. Talking of online casinos nowadays, the betting is a hugely popular activity around the…
Read More Investing Online is Easy but Isn’t like speculating in Casinos
Should this 44-Year Old Surrender his Rs 70 lakh Life Insurance Policy with Rs 31,000 Monthly Premium?|| Quoted (Economic Times)
I was recently quoted in Economic Times WEALTH (17-23 June 2024) in the Q&A section where a panel of experts answers readers' questions related to various aspects of their personal finances. The exact question and the answer - Here is…
How to Personally Audit your Financial Life to Ensure you are On Track? (Mint Column Jun-2024)
My views on this topic were recently published in a Mint column: One of the primary principles of natural justice, is ‘Nemo Judex In Causa Sua’, which roughly translates to that - no one should be a judge in their…
Do you need Alternative Assets in your Investment Portfolio?
In today's fast-paced financial landscape, investors are constantly seeking new ways to diversify and enhance their portfolios. One increasingly popular strategy is incorporating alternative investments. And till just a few years back, these investments which are seen as exotic and…
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Saa₹thi 2.0 – SEBI’s Saarthi Mobile App on Personal Finance for Investors
SEBI has recently launched its Saa₹thi 2.0 Mobile App (Saarthi 2.0) on Personal Finance for common Investors with comprehensive tools aimed at simplifying complex financial concepts. The app includes financial calculators, and has different modules that introduce and explain KYC…
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Do you know Whether you are Investing, Trading, or Speculating?
The stock market offers numerous pathways for individuals looking to grow their wealth. Among these are your age-old long-term investing, more glamorous short-term trading, and then the highly risky speculation. And while each has distinct characteristics and risks, at times…
Read More Do you know Whether you are Investing, Trading, or Speculating?
How to invest Rs 70 lakh received after Retirement for Income & Growth?|| Quoted (Economic Times)
I was recently quoted in Economic Times WEALTH (3-9 June 2024) in the Q&A section where a panel of experts answers readers' questions related to various aspects of their personal finances. The exact question and the answer - Here is…
Worried About Election Results & Impact on your Portfolio?
The elections are drawing to a close and there is a lot of speculation about what the outcome will be. To be honest, no one knows anything (or can predict with 100% surety) but people do have strong opinions which…
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IRDA’s New Health Insurance Master Circular 2024 (Download PDF Circular)
IRDA has released a new circular named Master Circular on IRDAI (Insurance Products) Regulations 2024 - Health Insurance on May 29th, 2024. This circular introduces significant changes to the health insurance industry in general and to your personal health insurance…
Read More IRDA’s New Health Insurance Master Circular 2024 (Download PDF Circular)
A 35-Year Old Looking to Build Rs 5 Crore corpus by Retirement || Quoted (Economic Times)
I was recently quoted in Economic Times WEALTH (20-26 May 2024) in the Q&A section where a panel of experts answers readers' questions related to various aspects of their personal finances. The exact question and the answer - Here is…
Read More A 35-Year Old Looking to Build Rs 5 Crore corpus by Retirement || Quoted (Economic Times)