My views on this topic were recently published in a Mint column. Recently I was talking to a not-so-old-but-in-late-40s uncle of mine. And as always happens with me (being in the financial advisory space), the topic of investments came up.…
Read More How Much Should You Allocate to Smallcap funds? (Mint Column April 2024)
Unless you are an ultra-conservative person, just keeping the money in cash or bank deposits will never help you beat inflation. You have to invest in assets/instruments that have the potential to generate good returns and beat inflation consistently in…
Read More Investing isn’t About Avoiding Risks. But also, not like Gambling
I was recently quoted in an article in Economic Times Wealth (1-7 April 2024) about the topic How 'Sequence of Returns' Risk can Wreck your Retirement? The article and my views are given below: You can download a PDF version…
Read More How ‘Sequence of Returns’ Risk can Wreck your Retirement? (Quoted in Economic Times)
I was recently quoted in Economic Times WEALTH (11-17 March 2024) in the Q&A section where a panel of experts answers readers' questions related to various aspects of their personal finances. The exact question is given below - Here is…
There have been no changes in the major small savings scheme for the quarter of April-June 2024.. PPF interest rates - No Change (remains at 7.1%) - Possible reason like last quarter- Why PPF rates not increased? Sukanya Samriddhi Yojana…
Read More PPF 7.1% | SCSS 8.2% | NSC 7.7% | Sukanya 8.2% | No Changes for Apr-Jun 2024
I was recently quoted in Economic Times WEALTH (4-10 March 2024) in the Q&A section where a panel of experts answers readers' questions related to various aspects of their personal finances. The exact question is given below - Here is…
Those who understand the concept of Bitcoin would also know about Halving evenings. The next Halving event is expected around 17th April 2024, when the BTC block reward will decrease (half) from the current 6.25 BTC to 3.125 BTC for…
Read More Historical Role of Halving & Bitcoin Price – Is it Like Gambling?
LIC has introduced new Non-Linked, Non-Participating endowment plan named LIC Amritbaal (Plan 874) on 17-Feb-2024. The policy UIN for LIC Amritbaal is UIN: 512N365V01. The policy is intended for parents who want to accumulate adequate corpus to meet the higher…
Read More LIC Amritbaal: An Exclusive Endowment insurance for Children (2024)
I was recently quoted in Moneycontrol in an article titled "How 8.25% EPF interest rate has one more goody in its bag?" At retirement, you will get your entire corpus (EPF + VPF) back. Till then, your money is locked.…
Read More Quoted (Moneycontrol) – Using VPF in addition to EPF and NPS?
The EPFO has INCREASED the EPF interest rate (Employees Provident Fund). The rates have been increased to 8.25% for FY2023-24. The rates earlier were 8.15% in FY 2022-23. So the answer to your questions about What is current EPF interest…
Read More EPF Rates Increased to 8.25% for FY2023-24 (from 8.15% earlier)
I recently happened to attend a meetup with friends this festival season. An interesting topic that came up was about generating some side-income. One of the friends who works in technology sector told us that he had sufficient free time…
Read More Trading Vs Freelancing: Which is better for an Extra Side Income?
I was recently quoted in Economic Times WEALTH (5-11 February 2024) in the Q&A section where a panel of experts answers readers' questions related to various aspects of their personal finances. The exact question and the answer - Here is…
I was recently quoted in Economic Times WEALTH (22-28 January 2024) in the Q&A section where a panel of experts answers readers' questions related to various aspects of their personal finances. The exact question and the answer are marked in…
I was recently quoted in Economic Times WEALTH (8-14 January 2024) in the Q&A section where a panel of experts answers readers' questions related to various aspects of their personal finances. The exact question is given below - Here is…
Before January 10, 2023, investors could only invest in Bitcoin directly through different exchanges. But now, there are two choices: direct investment and using Bitcoin Exchange-Traded Funds (ETFs). The US regulatory authority (SEC) has now given its approval for exchange-traded…
Read More Bitcoin ETF Approval (2024): Turning point in Crypto Evolution?
