If you are into passive investing (via index funds and ETFs) in India, then you would know about the Nifty Next 50 index. But how does Nifty Next 50 differ from Nifty 50, how should you choose between Nifty 50…
Read More Nifty vs Nifty Next 50 Index Funds: Which to choose?
You can quit smoking and save money. But you already know that. Right? And to be honest, I think trying to influence someone to kick the smoky habit by trying to show them the financial angle may not be the…
Read More How much can you save if you quit smoking? (Real Numbers)
I got queries from clients and a few other mails recently about credit risk funds. I am not much in favor of taking credit risk. But given the recent outperformance of the credit funds compared to other debt fund categories…
Read More Credit Risk Funds’ 1-year Returns are Good. But still Avoid them.
The debt funds have seen their returns moderate for some time now. The extent of this fall in returns differs based on the debt fund categories one is invested. Some categories have been giving negative returns too in some months.…
Read More My Debt Funds are giving Poor Returns. What to do?
Recently, the mutual fund space saw two new entrants. One was Groww that acquired Indiabulls AMC’s portfolio while the other was NJ India, a pan-India distributor that is now entering into AMC space itself after selling MFs for years. And…
Read More New Mutual Fund AMCs coming. Should you rush to invest in their Schemes?
Some popular index funds in India, namely HDFC Index Fund-NIFTY 50, HDFC Index Fund-Sensex Plan and UTI Nifty Index Fund have decided to raise the expense ratios Increasing or decreasing of expense ratio is a common event in the mutual…
Read More Index Funds raising Expense Ratio. What should index fund investors do?
If you invest Rs 1.5 lakh in tax-saver ELSS funds in a financial year, chances are that you will not get the full tax benefit on the invested amount of Rs 1.5 lakh. Why so? It is because from July…
Read More Rs 1.5 lakh (+ Rs 500 more) required to get full Rs 1.5 lakh ELSS tax benefit
There is a small difference in the following 2 questions: SHOULD I invest more than Rs 1.5 lakh in ELSS funds? And next one is CAN I invest more than Rs 1.5 lakh in ELSS funds? As you would have…
Read More Should I invest more than Rs 1.5 lakh in ELSS funds?
Many mutual fund investors invest a lumpsum amount to take benefit of sudden and sharp market movements. And they want to get the same day’s NAV when they invest. But this isn’t as easy as it might seem now. As…
Doing a monthly SIP in Bitcoins or if you want to build a small portfolio of different coins, then doing a monthly SIP in cryptocurrencies of different types. Does it make sense for Indian investors? This idea of a systematic…
Want to send your child overseas for studies? As parents, many of you might want your children to go abroad for higher studies. Isn't it? However, higher education in foreign countries can be an expensive goal. Though it varies from…
Read More What is Cost of Studying Abroad (in Foreign) for your Children?
When it comes to wealth creation and tax-savings investment options, an equity-linked savings scheme (or ELSS) is one of the best instruments to save taxes and generate good returns. But many investors are not sure about how many ELSS funds…
Yes. This is a very common mistake that many ELSS investors make. They invest in a different new ELSS scheme every year and as a result, end up with several ELSS schemes after a few years. One thing to understand…
Are you planning to invest Rs 1.5 lakh in tax-saver ELSS mutual funds in the last week of March 2021? To complete your tax-saving for the year? Then please be extra careful. Besides the obvious risk of getting your market…
Read More Want to invest in ELSS for tax saving on 31 March? Beware of this Rule.
It is that time of the year when people are looking for some last-minute tax saving. And amongst the many available tax-saving options, the tax-saver ELSS funds are one of the popular ones. It has the potential for generating high…
Read More SIP vs lumpsum in ELSS Funds tax saving: Which is better (2025)?
