I was recently quoted in Economic Times WEALTH (20-26 November 2023) in the Q&A section where a panel of experts answers readers' questions related to various aspects of their personal finances. The exact question is given below - Here is…
Stable Investor Completes 12 Years!
Hi everyone Thanks for you support in this journey, Stable Investor has now completed 12 Years!
A 28-Year Old Looking to Build Multi-Crore Corpus || Quoted (Economic Times)
I was recently quoted in Economic Times WEALTH (13-19 November 2023) in the Q&A section where a panel of experts answers readers' questions related to various aspects of their personal finances. The exact question and the answer - Here is…
Read More A 28-Year Old Looking to Build Multi-Crore Corpus || Quoted (Economic Times)
In a Hurry to Save More Taxes, Don’t End Up Being Underinsured
This post is for those who still don’t feel the need for life insurance and a correct life cover amount. And more often than not, for them, insurance is just a way to save some tax. Buying insurance to save…
Read More In a Hurry to Save More Taxes, Don’t End Up Being Underinsured
Investing Shouldn’t Be Like going to Casinos
Numerous individuals casually draw parallels between equity investments and gambling. But that is not correct. And unfortunately, due to this misguided comparison, equities often do not receive the recognition they rightfully deserve. It is widely acknowledged that, in the long…
Sovereign Gold Bond SGB 2023-24 (Series II): Should You Invest?
The 2nd tranche of Sovereign Gold Bonds 2023-24 has been launched. i.e. Sovereign Gold Bond Scheme FY 2023-24 Series 2 (or Series II). And just to give you a briefer about these gold bonds, the SGBs are government-backed securities denominated…
Read More Sovereign Gold Bond SGB 2023-24 (Series II): Should You Invest?
Bitcoin Halving Event in 2024 – What History tells about Previous Halving Events?
Those who know about Bitcoin a little bit would already know about the concept of Halving. And with the next Halving event expected around May 2024, it might be interesting to see how historical halving events have panned out. Please…
Read More Bitcoin Halving Event in 2024 – What History tells about Previous Halving Events?
Home Loan EMI Ready Reckoner (for Rs 10 lakh loan) with different tenure/rates (2025)
Here is a easy-to-use Home Loan EMI Ready Reckoner for Rs 10 lakh loan with different tenure/rates. You can use it to quikcly estimate your monthly EMIs when you take a home loan: You can also use this free-to-dowload excel-based…
Read More Home Loan EMI Ready Reckoner (for Rs 10 lakh loan) with different tenure/rates (2025)
What is UDGAM, RBI’s Centralised Portal to search for Unclaimed deposits (2025)?
The RBI has launched a new centralized portal named UDGAM (Unclaimed Deposits - Gateway to Access Information) on 17th August 2023 (via link) - that allows common people to search for unclaimed deposits across multiple Indian banks using a single,…
Read More What is UDGAM, RBI’s Centralised Portal to search for Unclaimed deposits (2025)?
Why Sukanya Samriddhi May not be enough for your Daughter’s future (2025)?
As an Indian parent, one of the most important goals is to secure your child’s future. And at times, people end up compromising retirement savings to fund children’s education. In view of the importance that people give to children’s future,…
Read More Why Sukanya Samriddhi May not be enough for your Daughter’s future (2025)?
Why does Indian Rupee fall against US Dollar?
The Indian Rupee is close to making new lows versus the US dollar. And to be fair, this is not something new. Every now and then, there are news items about how INR is depreciating and USD is appreciating. In…
LIC Jeevan Kiran (No. 870) Return-Of-Premium Term Plan Review (2025)?
LIC has launched a new term life insurance plan in 2023 – The name of the new policy is LIC Jeevan Kiran (Plan No. 870). It’s a simple a non-linked, non-participating, term life insurance policy but with added benefit that…
Read More LIC Jeevan Kiran (No. 870) Return-Of-Premium Term Plan Review (2025)?
Nifty at 20K | Sensex at 67K | How to Invest at New All-Time Highs?
Indian markets are hitting a new all-time high. At the time of writing this post, Nifty 50 was at 19,979 and Sensex was at 67,571 (on 20-July-2023). And those who had the cash and courage to invest in times of…
Read More Nifty at 20K | Sensex at 67K | How to Invest at New All-Time Highs?
Quoted (Economic Times) – Want a longer home loan tenure of 40 years for lower EMIs?
Recently, I was quoted in the Economic Times in an article titled "Want a longer home loan tenure of 40 years for lower EMIs? Be ready to pay 133% higher interest" Here is the link to the full article -…
Read More Quoted (Economic Times) – Want a longer home loan tenure of 40 years for lower EMIs?
PPF Interest Rate Chart (2003 to 2024 Heat Map)
This is the PPF Interest Rate Chart or the PPF Heat Map for interest rates of PPF account in last 20+ years and updated till September 2023: You can check the full history of PPF interest rates as well. Or…