Are you planning to buy a house and need to borrow via a Rs 50 lakh home loan? Congratulations! House purchase is a big decision both financially and emotionally speaking. But do you know how much the Rs 50 lakh…
Category: Home Loan
Home Loan Rates Falling. Property Prices Down. Should you buy a House now?
Home loan rates are low. In fact, very low when compared with the historical trends. Many home loans are quoting at sub-7% now! I can't remember when last time the rates were so low in recent past. But that’s not…
Read More Home Loan Rates Falling. Property Prices Down. Should you buy a House now?
Home Loan EMI Calculator 2025 (Free Excel sheet Download)
So you are looking for Home Loan EMI Calculator (Free Excel sheet download) for the year 2025? A home loan is probably the biggest loan you will ever take in your life. At least for the vast majority of people…
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How EMI Moratorium increases Interest + Tenure? (Simple Examples)
RBI first announced a 3-month moratorium (March-May 2020) for loans. But with the lockdown continuing and people still facing problems with their finances and loan repayments, RBI recently extended loan moratorium by 3 more months (June - August 2020). If…
Read More How EMI Moratorium increases Interest + Tenure? (Simple Examples)
Rs 25 lakh Home Loan EMI (Calculator 2025)
Are you planning to buy a house and need to borrow via a Rs 25 lakh home loan? Congratulations! House purchase is a big decision both financially and emotionally speaking. But do you know how much the Rs 25 lakh…
Rs 30 lakh Home Loan EMI (Calculator 2025)
So you are planning to buy a house and need to take a Rs 30 lakh home loan? Congratulations! House purchase is a big decision both financially and emotionally speaking. But do you know how much the Rs 30 lakh…
Home Loan Tax Benefits – How much do You Really get?
In India, home loans come with tax benefits. You already know that. And there is no denying that these tax benefits make it all the more attractive to buy property using home loans. But time and again I have seen…
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Choosing & Managing a Home Loan Wisely
I was talking to a friend recently who was planning to buy a house. No, I did not convince him to continue staying on rent. 🙂 His life, his decision and who am I to tell people about their big decisions.…
How much Housing Loan should you take?
Most people need a housing loan to purchase their first house. And I know what you might be thinking when you saw the title of the post 'how much home loan should you take'. As much as possible or as…
Loan Free Life – Possible and Worth the Effort!
Who wouldn’t want to live a debt-free life? This image below aptly depicts what I would need thousands of words to explain 🙂 But let us be fair - at times, loans are unavoidable. You just have to take some…
Rs 40 lakh Home Loan EMI (Calculator 2025)
Are you planning to buy a house and need to borrow via a Rs 40 lakh home loan? Congratulations! House purchase is a big decision both financially and emotionally speaking. But do you know how much the Rs 40 lakh…
Rs 1 Crore Home Loan EMI (Calculator 2025)
Are you planning to buy a house and need to borrow via a Rs 1 crore home loan? Congratulations! House purchase is a big decision both financially and emotionally speaking. But do you know how much the Rs 1 crore…
Home Loans – How Shorter Tenor can save you Lacs?
Home Loans have been a game changer for home buyers. Had it not been for the easy availability of these loans, it would not have been possible for most people to purchase a home in first place. It’s another matter…
Loans & Why we Borrow?
Loan - one word that has helped millions prepone their dreams. Be it owning a house, buying a car, getting higher education or even gifting a diamond ring to your wife! Loans have been helpful no doubt. Unsurprisingly, this help…
What I told a frustrated guy in job. At 37, he retired last month – Part 2
Before I continue from where I left in part 1, I will briefly summarize what happened earlier for benefit of new readers... A few years back, I met a guy who was frustrated with his job and life. He had…
Read More What I told a frustrated guy in job. At 37, he retired last month – Part 2