If you invest in IPOs in India (2025), you would have heard the term IPO Grey Market and Grey Market Premium (or GMP) in IPO. So… What is Grey Market Premium in IPO? Why are many IPO investors so eager…
Dev Ashish
Dev is a SEBI-Registered Investment Advisor (Fee Only SEBI RIA). He works with small investors as well as HNI clients across India. If you want to get unbiased, proper and tailor-made financial advice, you can get in touch with him for Goal-based Financial Planning, Retirement Planning, Mutual Fund Portfolio Review and HNI (Affluent) Portfolio Advisory.
1% TDS and 30% Tax – Does Bitcoin Trading make sense Or HODLing is better?
A few months back, when the Indian government announced cryptocurrency taxation in India, there was some cheer from the crypto community as it indirectly meant that the authorities were okay with cryptocurrencies. Though 30% tax on capital gains left a…
Read More 1% TDS and 30% Tax – Does Bitcoin Trading make sense Or HODLing is better?
Will the idea of NFTs Survive for Long Term?
While the technical concept of NFTs has been around for a while, it was in the year 2021 that the trend suddenly caught up. I read somewhere that total NFT sales (tracked officially) shot up to almost $25-30 Billion last…
Casinos can be Fun. But Investing shouldn’t be like going to a Casino
There is an advertisement doing rounds on TV these days. In one, a shattered-looking person is talking to a celebrity cricketer telling him how he took unnecessary risks, gambled into stock tips and lost all the money. This does send…
Read More Casinos can be Fun. But Investing shouldn’t be like going to a Casino
Biggest IPOs of 2021 & 2022
The IPO market of 2021 was a record-breaker of sorts. Never has so much money been raised via IPOs in a given year. If I remember correctly, Indian companies raised more than Rs 1.15 lakh crore (or almost $16 billion)…
(Quoted in Morningstar) How to deal with Mutual Funds’ Portfolio Overlap?
Recently, my views on How to deal with mutual fund portfolio overlap were published on Morningstar (India). Here is the link to the original article with the same title: How to Deal with Portfolio Overlap?
Retiring with Rs 2 crore Corpus. How to invest for regular Monthly Income & Growth?
In this article, I talk about how one can use Rs 2 Crore retirement corpus to generate regular monthly income as well as invest it properly so that I can last for decades. The idea is to divide the corpus…
Read More Retiring with Rs 2 crore Corpus. How to invest for regular Monthly Income & Growth?
Investment Models used by HODLers to decide when to buy Bitcoin?
There is an enigma about Bitcoin. Not just because of its mysterious origin (by someone named Satoshi), but because it’s the first successful and now the leading implementation of the whole idea of having a decentralized currency. As with everything…
Read More Investment Models used by HODLers to decide when to buy Bitcoin?
Life Insurance Corporation of India (LIC) IPO 2022 – All You Need to Know
It’s finally here. Here is all that you want to know about the LIC IPO 2022: LIC IPO shall be open from 4-9 May 2022 LIC shares will list on 17 May 2022 The IPO size is Rs 21,000 Crore.…
Read More Life Insurance Corporation of India (LIC) IPO 2022 – All You Need to Know
Portfolio Overlap – Nifty Vs Sensex
Both Nifty50 and Sensex are bellwether indices of Indian markets. And if you are a passive investor looking to pick between Sensex or Nifty50 index funds, then as I wrote in the article - Sensex vs Nifty, both options are good…
5 Strategies to help You deal with Market Volatility in 2022 (and beyond)
When we decide to invest in stock markets, we also need to accept that volatility will be part and parcel of this journey. It’s a lot like driving. At times, you will find empty highways where you can drive fast.…
Read More 5 Strategies to help You deal with Market Volatility in 2022 (and beyond)
Quoted (Economic Times) – Apr 2022 (2nd) – How to Deploy Retirement Corpus?
I was recently quoted in Economic Times WEALTH (18-24 April 2022) in the Q&A section where a panel of experts answers readers' questions related to various aspects of their personal finances. This one was about how a senior couple can…
Read More Quoted (Economic Times) – Apr 2022 (2nd) – How to Deploy Retirement Corpus?
Benefits of Retirement Planning in India (2025)
Retirement is a boring topic for those who are decades away from it. But ask those who are about to retire in a few years and they will regret not starting early with retirement planning/ Don’t get me wrong here.…
What are Annuity Rates of LIC Jeevan Akshay VII From February-2022? | (Update 2023)
LIC Jeevan Akshay VII Plan (Table No. 857) is a popular immediate annuity plan by LIC in India that many people use for monthly pension. A lot of people look for annuity and interest rates of this policy. I recently…
Read More What are Annuity Rates of LIC Jeevan Akshay VII From February-2022? | (Update 2023)
Quoted in Economic Times – EPF Rate Cut. Can you still save enough for your retirement?
The EPF rates have been cut recently to 8.1% for FY2021-22. Here is a glimpse into the historical EPF interest rates. I was recently quoted in an Economic Times story on - EPF interest rate slashed to 8.1% for 2021-22;…
Read More Quoted in Economic Times – EPF Rate Cut. Can you still save enough for your retirement?