Insurance requirements change with Age & Tax Benefits on Life Insurance

You already know why life insurance is important. Atleast for common people like us who still aren’t rich enough to ignore it. After all, being underinsured and dying can be tragic for the dependents. But one of the major problems…

Confused with Different Types of Term Plans? Here is How to choose the Right Term Plan

When it comes to buying life insurance for yourself, the best option is to go for a simple term insurance policy. Period. With that aside, your next question would be - which is the best term insurance plan to buy?…

A Portfolio to ensure that Life doesn’t F*** You!

Yes. There is a portfolio that you should create if you don’t want life to f*** you. And no, it does not include any shares. I am talking about having an insurance portfolio. Many of you may feel that this…

Why you should convince your Close Relatives to get Insured too?

Shouldn’t you just be bothered about getting you and your immediate family’s life and health insured? Ofcourse you should be. Immediate family comes first. And you don’t want to leave their health and post-your-death-family-expenses to chance. Isn't it? So definitely,…

How much Life Insurance to Buy & How To Calculate the Right Amount?

A reader had a very specific question in Personal Financial Concerns Survey 1.0. It was about calculations related to life insurance amounts. This is what he had to say: In past, I have bought insurance policies for saving taxes and…