My 7 Resolutions for 2015 – No I Don’t Only Want to Save & Invest. I Want to Spend & Read too!

Last Updated on

In few days, we will enter a new year. And I am sure that most of you would be making resolutions for 2015 right now. A study says that 93% of new-year resolutions die by 23rd February. And if these are financial resolutions, then 96% die by 3rd February.

No. Don’t worry. There is no such study. I just made that up. 🙂

I know I am really bad at keeping my new year resolutions. So I won’t be harsh on myself if I am not able to keep them. But still, these are my 7 resolutions for 2015:


  • I will once again try to surrender an endowment-insurance policy, which an uncle of somebody sold me and I can’t surrender it, because of my family’s connection with that somebody’s uncle. 🙂


  • I will increase my Emergency Fund to cover 6 months worth of my family’s expenses. Currently its at a risky 4 months. 🙁


  • I will save atleast 5% of my take-home salary in my Travel-Fund. I will push my wife to do it too. 🙂 We love travelling and that requires planning and money. Apart from investing, I also rant (at times) about my travels on TripAdvisor. You can read a few here.




  • I will use my Market Crash Fund (with courage)… if markets go down by 15%-20% this year.


That’s all. I wish you all a very happy and prosperous New Year.



I personally want markets to correct in 2015…and that is because like previous few years, I will continue to be a net buyer of stocks even this year. But if you need some of the money (you invested earlier) in 2015, then I will pray for it to be a bullish year for you. I will wait and buy shares in 2016 🙂

Once again, have a happy and prosperous new year. Will say Hi to all of you in 2015 now.

12 comments

  1. Wish you a happy new year in advance! Incidentally “Titan” and “Letters from a Stoic” were on my reading list as well. I guess what they say about great minds thinking alike is true 🙂

  2. Few others on list for early 2015 are “Influence” by Robert Cialdini, “Seeking Wisdom: From Darwin to Munger” by Peter Bevelin, “The Richest man in Babylon” by George Samuel Carlson. I keep adding books as and when I hear about them, my Kindle collection is growing 🙂

  3. dear dev i read one of your reviews at tripadvisor. wonderful piece of writing. you should try writing a romantic novel as well.include it in your list of resolutions

  4. Subscribed to your blog today and absolutely loved it (ended up reading your articles for 3 hours straight). Hope you get the strength to give up your endowment policy, anyways your uncle will not be getting any commission or some minimal amount if you have finished 3 years (maximum in year one).

Leave a Reply

Looking for Right Mutual Funds to invest?Launching SOON!

There are hundreds of mutual fund schemes. Do you get confused which are worth investing in? And do you have too many funds in your portfolio? Then Stable Model Mutual Funds can solve your problems.

Use the link below to Pre-register (FREE) now to receive launch discounts!

Pre-Register (FREE)