There have been No Changes in the small savings scheme for the quarter of October-December 2025.
- PPF interest rates – No Change (remains at 7.1%) – Possible reason – I wrote this a while back. May still be applicable – Why did the PPF rate not increase?
- Sukanya Samriddhi Yojana rates – No Change (remains at 8.2%)
- Senior Citizen Savings Scheme or SCSS – No Change (remains at 8.2%)
- National Savings Certificate or NSC – No Change (remains at 7.7%)
- Monthly Income Scheme or MIS – No Change (remains at 7.4%)
You can check the historical interest rates for a few of these using the following links – PPF Interest Rate History and Sukanya Samriddhi Yojana Interest Rate History
The EPF rates remain at 8.25%.
Note – Since the interest rates of RBI Floating Rate Savings Bonds 2020 (Taxable) are pegged to NSC rates, i.e. the RBI Floating Bond rates are always 0.35% above NSC rates. So with NSC rates at 7.7%, the RBI Floating Rate bond rates will also remain at 8.05% per annum for the period of Jul-Dec 2025. Read more about RBI Floating Rate Bonds interest rates Jul-Dec 2025.