Full Updated POMIS Interest Rate History (From 1987 to 2025)

Dev Ashish

4 years ago

Updated – October 2025

Post Office Monthly Income Scheme (PO-MIS) is one of the most popular savings options that is used by many in India (2025). It’s a fixed-income savings scheme which provides monthly interest income, which is something that many retirees need.

So, if you are looking for the updated Post Office Monthly Income Scheme POMIS interest rate history, then this article lists all the changes in POMIS Interest Rates from 1987 to 2025.

As of today (October 2025), the rate of interest on POMIS is 7.40% per annum

Let’s now have a look at the interest rate history of POMISE.

Post Office Monthly Income Scheme (POMIS) Interest Rate Historical Data (1987-2025)

The history of the Post Office Monthly Income Scheme or POMIS interest rate over the last 35+ years has been as follows:

Post Office Monthly Income Scheme (PO-MIS) Interest Rate from 15-08-1987 to 23-04-1992 – 12% per annum.
Post Office Monthly Income Scheme (PO-MIS) Interest Rate from 24-04-1992 to 01-09-1993 – 14% per annum.
Post Office Monthly Income Scheme (PO-MIS) Interest Rate from 02-09-1993 to 31-12-1998 – 13% per annum.
Post Office Monthly Income Scheme (PO-MIS) Interest Rate from 01-01-1999 to 14-01-2000 – 12% per annum.
Post Office Monthly Income Scheme (PO-MIS) Interest Rate from 15-01-2000 to 28-02-2001 – 11% per annum.
Post Office Monthly Income Scheme (PO-MIS) Interest Rate from 01-03-2001 to 28-02-2002 – 9.5% per annum.
Post Office Monthly Income Scheme (PO-MIS) Interest Rate from 01-03-2002 to 28-02-2003 – 9% per annum.
Post Office Monthly Income Scheme (PO-MIS) Interest Rate from 01-03-2003 to 30-11-2011 – 8% per annum.
Post Office Monthly Income Scheme (PO-MIS) Interest Rate from 01-12-2011 to 31-03-2012 – 8.2% per annum.
Post Office Monthly Income Scheme (PO-MIS) Interest Rate from 01-04-2012 to 31-03-2013 – 8.5% per annum.
Post Office Monthly Income Scheme (PO-MIS) Interest Rate from 01-04-2013 to 31-03-2016 – 8.4% per annum.
Post Office Monthly Income Scheme (PO-MIS) Interest Rate from 1.4.2016 to 30.9.2016 – 7.8% per annum.
Post Office Monthly Income Scheme (PO-MIS) Interest Rate from 1.10.2016 to 31.3.2017 – 7.7% per annum.
Post Office Monthly Income Scheme (PO-MIS) Interest Rate from 1.4.2017 to 30.6.2017 – 7.6% per annum.
Post Office Monthly Income Scheme (PO-MIS) Interest Rate from 1.7.2017 to 31.12.2017 – 7.5% per annum.
Post Office Monthly Income Scheme (PO-MIS) Interest Rate from 1.1.2018 to 30.9.2018 – 7.3% per annum.
Post Office Monthly Income Scheme (PO-MIS) Interest Rate from 1.10.2018 to 30.6.2019 – 7.7% per annum.
Post Office Monthly Income Scheme (PO-MIS) Interest Rate from 1.07.2019 to 31.03.2020 – 7.6% per annum.
Post Office Monthly Income Scheme (PO-MIS) Interest Rate from 1.4.2020 to 30.09.2022 – 6.6% per annum.
Post Office Monthly Income Scheme (PO-MIS) Interest Rate from 1.10.2022 to 31.12.2022 – 6.7% per annum.
Post Office Monthly Income Scheme (PO-MIS) Interest Rate from 1.1.2023 to 31.03.2023 – 7.1% per annum.
Post Office Monthly Income Scheme (PO-MIS) Interest Rate from 1.4.2023 to 30.06.2023 – 7.4% per annum.
Post Office Monthly Income Scheme (PO-MIS) Interest Rate from 1.7.2023 to 30.09.2023 – 7.4% per annum.
Post Office Monthly Income Scheme (PO-MIS) Interest Rate from 1.8.2023 to 31.12.2023 – 7.4% per annum.
Post Office Monthly Income Scheme (PO-MIS) Interest Rate from 1.1.2024 to 31.03.2024 – 7.4% per annum.
Post Office Monthly Income Scheme (PO-MIS) Interest Rate from 1.4.2024 to 30.06.2024 – 7.4% per annum.
Post Office Monthly Income Scheme (PO-MIS) Interest Rate from 1.7.2024 to 30.09.2024 – 7.4% per annum.
Post Office Monthly Income Scheme (PO-MIS) Interest Rate from 1.10.2024 to 31.12.2024 – 7.4% per annum.
Post Office Monthly Income Scheme (PO-MIS) Interest Rate from 1.1.2025 to 31.03.2025 – 7.4% per annum.
Post Office Monthly Income Scheme (PO-MIS) Interest Rate from 1.4.2025 to 30.06.2025 – 7.4% per annum.
Post Office Monthly Income Scheme (PO-MIS) Interest Rate from 1.7.2025 to 30.09.2025 – 7.4% per annum.
Post Office Monthly Income Scheme (PO-MIS) Interest Rate from 1.10.2025 to 31.12.2025 – 7.4% per annum.

So that was about the updated history of the Post Office Monthly Income Scheme or POMIS interest rate history (2025) in India.