When you invest in regular plans of mutual funds, then you pay a commission to your mutual fund agent (or distributor). But do you know how much Mutual Fund Distributors earn in Commissions in India (2023)? That is, what is…
Read More How much is Mutual Fund Distributors Commission Income (2023)?
Do you know what is the difference between old and new pension schemes in India (2023)? That is, do you know why many people still favour the old pension system in the debate of NPS vs OPS? Do you know…
Read More NPS Vs OPS Differences – New or Old Pension in India (2023)
If you invest in IPOs in India (2023), you would have heard the term IPO Grey Market and Grey Market Premium (or GMP) in IPO. So… What is Grey Market Premium in IPO? Why are many IPO investors so eager…
Retirement is a boring topic for those who are decades away from it. But ask those who are about to retire in a few years and they will regret not starting early with retirement planning/ Don’t get me wrong here.…
ULIP are hybrid products that offer the dual feature of providing life cover as well as work as an investment option, which if managed well, has the potential to increase your wealth based on market-linked returns. While everyone should be…
The Senior Citizen Savings Scheme (SCSS) account has a tenure of 5 (five) years. On maturity, the depositor can extend the account for another 3-year period. So the total tenure of an extended SCSS account becomes 8 years. But since…
Read More Can a new SCSS account be opened after maturity period of 5+3, i.e. 8 years?
Which is the Biggest IPO in India (Updated 2023)? If you are curious to know the answer to this question about India’s biggest IPO ever, or you want to see which are the companies on the list of Top 10…
Read More Biggest IPOs in India Ever (Top 10 largest IPOs Updated 2023)
How to quickly Prepay 25-year Rs 1 Crore home loan in a few years. House purchase in India (2023) is one of the biggest decisions for most people, both financially and emotionally. So if you have purchased a house with…
As per the latest EPF rules, if the employee's own total contribution exceeds Rs 2.5 lakh in a financial year then interest on EPF above Rs 2.5 lakh will be taxable. How much? Only the interest earned on the amount…
Is NAV different for Regular and Direct plans of the same mutual fund scheme? The answer is Yes, it is. And the Direct plan NAV will always be higher than Regular plan NAV. It has to be. And the reason…
Indian investors looking to invest in international funds focused on US markets are often faced with a dilemma. And the dilemma is about picking between Nasdaq 100 index Vs S&P 500 index when looking for international funds. So what is the…
Read More Choosing between Nasdaq 100 Vs S&P 500 for international mutual funds (2023)
Many people compare Arbitrage Funds with Liquid Funds while picking funds to park money for the short term. But given the differences in arbitrage funds Vs liquid funds, does it make sense to compare the two? Let’s discuss Arbitrage Vs…
Read More Arbitrage fund Vs Liquid Funds (2023): Which alternative is better?
For life insurance, term insurance is a simple, cost-effective and wise choice. But there are still many who want to put money in LIC’s traditional insurance plans like Moneyback policies and Endowment plans. But does it make sense to choose…
Read More ULIPs Vs LIC Traditional Endowment Plans – Which is Better (2023)
A Public Provident Fund (or PPF) account matures in 15 years. But it’s not necessary for you to close the account. You can extend it too. How many times can you extend your PPF account after maturity? After maturity of…
People need money. All the time. At times for good things. And at times, for not such good ones (like medical or financial emergencies). So there is this constant worry that many have whether they would have enough money to…
Read More Keep these points in mind when applying for Personal Loans (2023)
