Buying a house is what Indians are obsessed about. And some stretch this obsession to buying multiple houses. Even if it means being neck-deep in loans and then servicing them for years. But nevertheless, people do buy homes for personal…
Read More Have 2 Home Loans? Tax Benefits On Second Home Loan
I was recently doing a mutual fund expense ratio comparison for direct and regular plans (2023). This was to see which are the Highest expense ratio mutual funds in India as well as the to see the list of funds…
Read More Mutual Fund Expense Ratio List Comparing Direct Vs Regular Plans (Updated 2023)
Did you know that Laddering your fixed deposits can help optimize returns and manage your liquidity requirements much better? To be honest, there is nothing new about this approach as many retirees who depend on FD interest income already follow…
Read More How to make an FD Ladder & What is Fixed Deposit Laddering?
When you invest in regular plans of mutual funds, then you pay a commission to your mutual fund agent (or distributor). But do you know how much Mutual Fund Distributors earn in Commissions in India (2023)? That is, what is…
Read More How much is Mutual Fund Distributors Commission Income (2023)?
Do you know what is the difference between old and new pension schemes in India (2023)? That is, do you know why many people still favour the old pension system in the debate of NPS vs OPS? Do you know…
Read More NPS Vs OPS Differences – New or Old Pension in India (2023)
If you invest in IPOs in India (2023), you would have heard the term IPO Grey Market and Grey Market Premium (or GMP) in IPO. So… What is Grey Market Premium in IPO? Why are many IPO investors so eager…
Retirement is a boring topic for those who are decades away from it. But ask those who are about to retire in a few years and they will regret not starting early with retirement planning/ Don’t get me wrong here.…
ULIP are hybrid products that offer the dual feature of providing life cover as well as work as an investment option, which if managed well, has the potential to increase your wealth based on market-linked returns. While everyone should be…
The Senior Citizen Savings Scheme (SCSS) account has a tenure of 5 (five) years. On maturity, the depositor can extend the account for another 3-year period. So the total tenure of an extended SCSS account becomes 8 years. But since…
Read More Can a new SCSS account be opened after maturity period of 5+3, i.e. 8 years?
Which is the Biggest IPO in India (Updated 2023)? If you are curious to know the answer to this question about India’s biggest IPO ever, or you want to see which are the companies on the list of Top 10…
Read More Biggest IPOs in India Ever (Top 10 largest IPOs Updated 2023)
How to quickly Prepay 25-year Rs 1 Crore home loan in a few years. House purchase in India (2023) is one of the biggest decisions for most people, both financially and emotionally. So if you have purchased a house with…
As per the latest EPF rules, if the employee's own total contribution exceeds Rs 2.5 lakh in a financial year then interest on EPF above Rs 2.5 lakh will be taxable. How much? Only the interest earned on the amount…
Is NAV different for Regular and Direct plans of the same mutual fund scheme? The answer is Yes, it is. And the Direct plan NAV will always be higher than Regular plan NAV. It has to be. And the reason…
Indian investors looking to invest in international funds focused on US markets are often faced with a dilemma. And the dilemma is about picking between Nasdaq 100 index Vs S&P 500 index when looking for international funds. So what is the…
Read More Choosing between Nasdaq 100 Vs S&P 500 for international mutual funds (2023)
Many people compare Arbitrage Funds with Liquid Funds while picking funds to park money for the short term. But given the differences in arbitrage funds Vs liquid funds, does it make sense to compare the two? Let’s discuss Arbitrage Vs…
Read More Arbitrage fund Vs Liquid Funds (2023): Which alternative is better?
