Are you planning to buy a house and need to borrow via a Rs 25 lakh home loan? Congratulations! House purchase is a big decision both financially and emotionally speaking. But do you know how much the Rs 25 lakh…
Difference between Large Cap, Mid Cap, Small Cap Stocks – SEBI Categorization of Mutual Funds
When it comes to investing in equity mutual funds, people tend to look for the best large-cap funds, best mid-cap funds, best small-cap funds and whatnot. But till very recently, there weren’t any clear guidelines in Indian mutual fund space…
NPS Tax Benefits & Maturity Taxation (Updated 2023)
Most people, till now have been investing in NPS for tax benefits. But if you look at the NPS Tax Benefits (2023) under New tax vs Old tax Regime, then you will realize that NPS is a lot more than…
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Sukanya Samriddhi Yojana Calculator (Updated 2023)
Are you a parent who wants to invest in Sukanya Samriddhi Yojana in 2023 to save money for your daughter’s (girl child) education and marriage needs? Then you will find this Free Excel based Sukanya Samriddhi Yojana Calculator useful. Those investors…
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Difference between NPS Tier 1 and NPS Tier 2 Accounts
NPS is a retirement savings product which is slowly gaining popularity in India. And when you want to invest in it, then NPS comes with 2 types of accounts - Tier I and Tier II. The NPS Tier I account…
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Do you want a Free Financial Plan?
Free - a word that attracts everyone. And when it comes to financial advice, the word ‘FREE’ has done more damage than even big stock market crashes. I know this sounds odd but I am not lying. The free financial…
Rs 30 lakh Home Loan EMI (Calculator 2023)
So you are planning to buy a house and need to take a Rs 30 lakh home loan? Congratulations! House purchase is a big decision both financially and emotionally speaking. But do you know how much the Rs 30 lakh…
VPF Interest Rate History (Updated 2024)
The VPF Interest Rate is 8.25% for the financial year FY 2023-24. I know you want to know much more about the historical Voluntary Provident Fund interest rates. But before we see the full multi-decade details of the VPF Interest…
Debt Mutual Funds Types (SEBI Categorization Rules) – Updated 2023
You may be looking for the Best Debt Mutual Funds to invest in 2023 India. But the answer to that isn’t easy. Different debt funds are best suited for different people. And that’s not all. These Debt funds come in…
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Rs 90+ Lakh Anyone? A simple example of Wealth Creation from Indian Equities
Yesterday, I was talking to a young relative of mine about how Sensex had touched 39,000 for the first time and how it had created immense wealth for investors in past years. But despite being young, this guy was somehow…
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NPS vs PPF: Which is Better for Retirement with Tax Saving?
Everybody wants to retire, but nobody wants to plan for it properly. Right? Most people’s strategy of retirement planning is ‘Hope’. And you would agree too that hope, isn’t the best of strategies. Not surprisingly, whenever we talk about retirement…
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NPS Vs. ELSS: Which is better?
Should you invest in NPS or ELSS? A question that is asked by many who are looking to save taxes and invest for returns as well. The NPS vs ELSS and which is better depends on what is the investor's…
Strong Early Returns Vs Strong Late Returns
You already know that the markets don’t go up or down in straight lines. What this means is that if an investor gets an average return of 12% in 10 years, it doesn't mean that he will get: 12%, 12%,…
Tax Saving on Health Insurance (Section 80D) – Detailed Guide for FY 2023-24
Health insurance is like an umbrella - something that you don’t need every day; but once in a while when it rains, it really saves the day for you. On all other days, you won't miss it. But when it…
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State of Indian Stock Markets – February 2019
This is the February 2018 update for the State of Indian Stock Markets and includes historical analysis and Heat Maps of Nifty50 as well as Nifty500‘s key ratios, namely P/E, P/BV ratios and Dividend Yield. Please remember that these numbers are averages of P/E, P/BV and Dividend Yield in each month. Neither Nifty50 heat maps nor Nifty500 heat maps show…