For the past few weeks, I have been doing quite a lot of research on finding the Perfect Health Insurance Policy. And my research has led me to one simple conclusion. That there is no such thing as the Perfect…
Read More Yes. Buying Health Insurance protects Your Wealth, not Health.
One of the basic concepts of saving and investing is the Time Value of Money. I am sure you would have also thought about it in reverse. Your time has money value. After all, when you are in job, you…
One of the most important concepts in financial planning is Asset Allocation. And without doubt I can say that, majority of people don’t get it right. That is the reason, these people end up with inadequate funds, when the goal-date…
Are you looking to grow your wealth using SIP in mutual funds in India? Then this SIP success story will inspire you. SIP or Systematic Investment Plan is the most sensible way to build long-term wealth from equity mutual funds…
Read More Building Wealth through SIP Investing in Mutual Funds: Case Study (2023)
Just yesterday, RBI announced the names of Systemically Important Banks of India. To put it simply, these are those banks whose failure will lead to catastrophic consequences for the country and its people, that is, us.This concept of Systemically Important Banks (or SIBs) gave…
Hi DevCongratulations on officially becoming an adult now. I know how relieved you would be feeling having completed your school education – which in any case, you did not like very much.Before you start wondering who I am, let me…
Note – This is a guest post by Ajay. He has already written quite a few thought-provoking articles like wealth accumulation through SIP, lumpsum investing in mutual funds. Sometime back, I collaborated with Ajay for doing a detailed comparative analysis…
Read More A Cheatsheet for Automatically accumulating Funds for Future Repeat Purchases
No. I am not asking you to invest in companies that sell Roti (Food), Kapda (Clothes) and Makaan (Housing). Though it would be very interesting to look at businesses and stocks of such companies. By the way, if you are not…
A few months back, I attended a conference on Financial Planning in Mumbai. One of the speakers at the conference was a well known CEO of an Asset Management Company. What I liked about his presentation was that when everyone else…
Read More How Stock Markets can improve your Living Standard – A Stunning Example!
A reader (whom I will not name to protect his identity), shared his question in the Financial Concerns Survey:I am unable to save any money. It is really tough. And it is not that I don’t know the benefits of…
Read More Living Paycheck to Paycheck? Solution: Treat Savings as Monthly Bills
Real Estate or Mutual Funds? This might be one of the most controversial debates I am starting on Stable Investor. But I had to write about it someday. And by the number of emails I receive from readers asking me…
Read More Mutual Funds Vs Real Estate – Which is better for Investing in India?
Congratulations!! I just came to know that you got your first job. That too a well paying one. And that too at a young age of 21. There is no feeling which can be compared to the high one gets…
Read More How to manage your finances when you get your first job?
It’s not easy to become rich. And while making such a statement, I am ready to ignore the definition of ‘Rich’ too. If you don’t consider yourself to be rich, then you already know how tough it is to become…
Read More Case Study – How a 10-Year delay can Destroy your ‘Get-Rich’ Plan?
If you use mobile apps and websites to buy products regularly, chances are that you would be hearing these 2 words a lot in recent items – Cashbacks & Reward Points.Now who doesn’t love a little cashback here and a…
Think about it…How do you currently spend your day? For most of us, our 24 hours (starting from the time we wake up in morning) are spent as follows:2 Hours: Getting Ready to go to Office (Where we work for…
