Credit cards have their haters. I am not one of them. In fact, they are quite useful if you know what to do with them. And to be fair, there is nothing right or wrong about using a credit card.…
Dev Ashish
Dev is a SEBI-Registered Investment Advisor (Fee Only SEBI RIA). He works with small investors as well as HNI clients across India. If you want to get unbiased, proper and tailor-made financial advice, you can get in touch with him for Goal-based Financial Planning, Retirement Planning, Mutual Fund Portfolio Review and HNI (Affluent) Portfolio Advisory.
State of Indian Stock Markets – August 2018
This is the August 2018 update for the State of Indian Stock Markets and includes historical analysis and Heat Maps of Nifty50 as well as Nifty500‘s key ratios, namely P/E, P/BV ratios and Dividend Yield. Please remember that these numbers are averages of P/E, P/BV and Dividend Yield in each month. Neither Nifty50 heat maps…
How much Housing Loan should you take?
Most people need a housing loan to purchase their first house. And I know what you might be thinking when you saw the title of the post 'how much home loan should you take'. As much as possible or as…
Using Credit Card to Buy Shares in India
Can you use credit cards to invest in shares in India? Can you buy stocks with credit cards in India 2023? No. You cannot invest in shares/stocks using credit cards. But even if it was allowed somehow and it does…
Loan Free Life – Possible and Worth the Effort!
Who wouldn’t want to live a debt-free life? This image below aptly depicts what I would need thousands of words to explain 🙂 But let us be fair - at times, loans are unavoidable. You just have to take some…
Should you use ‘100 minus age’ rule to decide Portfolio Asset Allocation?
The rule of ‘100 minus age’ to decide investment portfolio asset allocation is a popular and one of the oldest rules for retirement planning. But unfortunately, it’s a highly misused one too. And the reason is simple. The investment world…
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Are you making the most of your money in Savings Account?
For most people, a savings bank account is the default choice when it comes to the options to park their money for the short term. Other popular one being short-term fixed deposits. But many times, savers end up leaving excess…
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Getting Rich without Going Into Unsafe Territories
Let’s get straight to the point. You want to become rich and you want to become rich FAST! That’s what we all want right? Thankfully, most of us understand that it’s easier said than done. But unfortunately, far too many…
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How much to invest for Rs 1 Crore in 20 years?
Becoming a crorepati is most people’s wish in India. Atleast for those who still aren’t. And as an investment advisor, I regularly come across questions like: How to get Rs 1 crore in 20 Years by investing? How much to…
How much is Rs 2 Crore FD Interest per Month (2023)?
Sometime back, I wrote about How much is Rs 1 crore FD monthly interest. Many readers mailed asking that they were conservative and risk-averse savers and liked the safety of fixed deposits. And so wanted to know how much will…
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State of Indian Stock Markets – June 2018
This is the June 2018 update for the State of Indian Stock Markets and includes historical analysis and Heat Maps of Nifty50 as well as Nifty500‘s key ratios, namely P/E, P/BV ratios and Dividend Yield. Please remember that these numbers are averages of P/E, P/BV and Dividend Yield in each month. Neither Nifty50 heat maps…
Do you even have the ‘Right Mutual Funds’ in your portfolio?
You have been investing in mutual funds for some time now. But in last few months, 3 big changes took place. And all those changes can and will impact all mutual fund investors in big ways. You remember the…
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Rs 40 lakh Home Loan EMI (Calculator 2023)
Are you planning to buy a house and need to borrow via a Rs 40 lakh home loan? Congratulations! House purchase is a big decision both financially and emotionally speaking. But do you know how much the Rs 40 lakh…
Rs 1 Crore Home Loan EMI (Calculator 2023)
Are you planning to buy a house and need to borrow via a Rs 1 crore home loan? Congratulations! House purchase is a big decision both financially and emotionally speaking. But do you know how much the Rs 1 crore…
How Interest on PPF Account Balance is calculated in 2023?
PPF or Public Provident Fund is one of the most popular investment options in India in 2023 that also provides tax benefits. Few more reasons for its popularity even to this day is that the interest earned on PPF as…
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